Study on Statutory Obligations of the Intellectual Property Internet Financing Platforms
- 10.2991/aebmr.k.210601.029How to use a DOI?
- Intellectual Property online financing, P2P online lending, statutory obligation, supplementary terms
Intellectual property (short for IP) pledge and P2P online lending, the two online financing methods, can effectively alleviate the problem of financing the transformation of scientific and technological achievements. It is because they develop the value of the borrower’s intellectual property rights to improve the borrower’s repayment credit. Commonalities between the two determines that IP internet financing platforms should undertake the same statutory obligations to protect lenders and borrowers, information disclosure and most of risk management obligations undertaken by P2P online lending platforms. However, the difference between the two determines that IP internet financing platforms should not undertake the Article 10 of the “Interim Measures for the Management of Business Activities of Online Lending Information Intermediary Institutions”, which prohibits to provide guarantees or promise on principal or interest; to carry out asset securitization, or to engage in equity-based crowdfunding or any other businesses. Whereas they should still undertake the statutory obligation to disclose intellectual property information used for credit enhancement. The essay suggests that the government should cooperate with the China National Intellectual Property Administration to supplement and formulate regulations, based on current ones with P2P online lending, thereby to provide institutional foundation for preventing the risks of IP internet financing, and to ensure its healthy development.
- © 2021, the Authors. Published by Atlantis Press.
- Open Access
- This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).
Cite this article
TY - CONF AU - Wei Qiong AU - Wang Feng Yu PY - 2021 DA - 2021/06/02 TI - Study on Statutory Obligations of the Intellectual Property Internet Financing Platforms BT - Proceedings of the 2021 International Conference on Enterprise Management and Economic Development (ICEMED 2021) PB - Atlantis Press SP - 167 EP - 172 SN - 2352-5428 UR - https://doi.org/10.2991/aebmr.k.210601.029 DO - 10.2991/aebmr.k.210601.029 ID - Qiong2021 ER -