Proceedings of the 2018 2nd International Conference on Education Science and Economic Management (ICESEM 2018)

Research on the Willingness to Use Mobile Payment Platform Based on Trust Theory

Authors
Fang Wang, Jing You, Dekun Rao, Xiaomin He
Corresponding Author
Fang Wang
Available Online August 2018.
DOI
https://doi.org/10.2991/icesem-18.2018.32How to use a DOI?
Keywords
Mobile payment platform; Trust; Influential factors; Usage intention
Abstract

Mobile payment platforms have developed rapidly due to their convenience and flexibility, low transaction and time costs. Based on trust theory, this paper constructs the structural equation model and the assumption of the willingness to use mobile payment platform based on the detailed analysis of personal factors, perceived benefits and perceived risks. The constructed models and assumptions were validated by combining AMOS17.0 with SPSS13.0. The research results further show that personal attitudes, knowledge factors, perceived ease of use, cognitive trust, perceived usefulness are positively related to the trust of the payment platform, economic risks and privacy risks are negatively correlated with trust, and the dimensions of perceived emotional trust, perceived credit and cognitive trust have no significant effect on outcome.

Copyright
© 2018, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 2018 2nd International Conference on Education Science and Economic Management (ICESEM 2018)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
August 2018
ISBN
978-94-6252-557-3
ISSN
2352-5398
DOI
https://doi.org/10.2991/icesem-18.2018.32How to use a DOI?
Copyright
© 2018, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

TY  - CONF
AU  - Fang Wang
AU  - Jing You
AU  - Dekun Rao
AU  - Xiaomin He
PY  - 2018/08
DA  - 2018/08
TI  - Research on the Willingness to Use Mobile Payment Platform Based on Trust Theory
BT  - Proceedings of the 2018 2nd International Conference on Education Science and Economic Management (ICESEM 2018)
PB  - Atlantis Press
SP  - 146
EP  - 152
SN  - 2352-5398
UR  - https://doi.org/10.2991/icesem-18.2018.32
DO  - https://doi.org/10.2991/icesem-18.2018.32
ID  - Wang2018/08
ER  -