The Effect of Herdsmen's Endowments on Their Borrowing Channels Based on Structural Equation Model

DOI

10.2991/icitme-18.2018.34How to use a DOI?

Keywords

structural equation model; relationship network; borrowing channel

Abstract

Herdsmen's access to credit funds has an important supporting role in promoting modern economic development in the pastoral areas and broadening the channels for herdsmen to increase their income. Based on pastoral survey data, this paper constructed the structural equation model(SEM) using the herdsmen's relational network as the mediation variable, and studied the relationship of human capital, family economic level, relationship network and herdsmen’ borrowing channels. The result obtained is that the relationship network of herdsmen has a significant influence on the choice of herdsmen’s borrowing channels. Herdsmen's human capital not only directly affects the borrowing channels the herdsmen, but also indirectly affects the regular borrowing channels through the mediation variable--relationship network. The family economic level has a significant effect on the regular borrowing and informal borrowing of the herdsmen, but the effect of the regular borrowing is greater than the effect of the informal borrowing.

Copyright

© 2018, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Yuchun Liu
AU  - Chang Liu
AU  - Changbai Xiu
PY  - 2018/08
DA  - 2018/08
TI  - The Effect of Herdsmen's Endowments on Their Borrowing Channels Based on Structural Equation Model
BT  - Proceedings of the 2018 International Conference on Information Technology and Management Engineering (ICITME 2018)
PB  - Atlantis Press
SP  - 169
EP  - 175
SN  - 1951-6851
UR  - https://doi.org/10.2991/icitme-18.2018.34
DO  - 10.2991/icitme-18.2018.34
ID  - Liu2018/08
ER  -