Proceedings of the 2019 International Conference on Management, Education Technology and Economics (ICMETE 2019)

Investigation on Consumer Finance Risk Management in Zhejiang Province

Authors
Saier Su
Corresponding Author
Saier Su
Available Online May 2019.
DOI
https://doi.org/10.2991/icmete-19.2019.14How to use a DOI?
Keywords
Consumer finance; Financial technology; Credit system
Abstract
Consumer finance is becoming significantly important nowadays, given the reform of financial system and the development trend of financial internationalization. In recent years, the scale of consumer finance market in China has developed rapidly. Based on the first hand data collection through online questionnaires and conducted interviews, this paper finds out the difficulties in consumer finance risk management in Zhejiang province, including inevitable information asymmetry, high credit information reporting system cost, low-level financial technology, incomplete supervision, insufficient professional talents, and scarce consumer finance products. In order to make contributions to consumer finance research field, this paper simultaneously summarizes corresponding feasible suggestions, such as enhancing the construction of credit reporting system to advance financial risk assessment, combing financial technology efficiently, strengthening government supervision, developing professional talents, building risk management awareness construction, etc.
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Proceedings
2019 International Conference on Management, Education Technology and Economics (ICMETE 2019)
Part of series
Advances in Economics, Business and Management Research
Publication Date
May 2019
ISBN
978-94-6252-725-6
ISSN
2352-5428
DOI
https://doi.org/10.2991/icmete-19.2019.14How to use a DOI?
Open Access
This is an open access article distributed under the CC BY-NC license.

Cite this article

TY  - CONF
AU  - Saier Su
PY  - 2019/05
DA  - 2019/05
TI  - Investigation on Consumer Finance Risk Management in Zhejiang Province
BT  - 2019 International Conference on Management, Education Technology and Economics (ICMETE 2019)
PB  - Atlantis Press
SN  - 2352-5428
UR  - https://doi.org/10.2991/icmete-19.2019.14
DO  - https://doi.org/10.2991/icmete-19.2019.14
ID  - Su2019/05
ER  -