Research on the Motivation and Countermeasures of College Students’ Online Loans from the Perspective of Social Support Theory

Take J University as an example

DOI

10.2991/assehr.k.210824.028How to use a DOI?

Keywords

campus network loan, social support, college students

Abstract

With the development of the Internet financial industry and the support of various national policies, online loans have gradually become popular on university campuses and have aroused attention and discussion from all walks of life. This article mainly starts from the theory of social support. Taking J University as an example, it uses a questionnaire survey to study the motivations of college students’ online loan behavior. The survey found that the basic conditions of college students who use online loans are quite different. There is no significant difference between the loan platform, the destination of the loan, and the channels to learn about online loans and the basic conditions of college students. From the perspective of social support theory, the motivation for choosing online loans is the lack of self-support and the failure of some individual support systems to function effectively.

Copyright

© 2021, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Xuan Yu
AU  - Rong Zhang
PY  - 2021
DA  - 2021/08/25
TI  - Research on the Motivation and Countermeasures of College Students’ Online Loans from the Perspective of Social Support Theory
BT  - Proceedings of the 2021 International Conference on Modern Educational Technology and Social Sciences (ICMETSS 2021)
PB  - Atlantis Press
SP  - 127
EP  - 130
SN  - 2352-5398
UR  - https://doi.org/10.2991/assehr.k.210824.028
DO  - 10.2991/assehr.k.210824.028
ID  - Yu2021
ER  -