Proceedings of the International Conference on Sustainable Economics and Finance in the Digital Business Transformation (INCOSEF 2025)
Conference Name: International Conference on Sustainable Economics and Finance in the Digital Business Transformation (INCOSEF 2025)
Date: 20-21 December 2025
Location: Ho Chi Minh City, Vietnam (Hybrid)
Website: https://www.uef.edu.vn/incosef-2025?gidzl=DG636X5cT0Cq7eKT57jn1JaQXne2Bd0A9Hs3HWOg9bib6j51KdKW3NSGqXm78oG6847KJ6OLLi0f4MTp1W This volume comprises the papers presented at INCOSEF 2025—the International Conference on Sustainable Economics and Finance in Digital Business Transformation, conducted on December 20–21, 2025, in Ho Chi Minh City, Vietnam. INCOSEF 2025 was established as an international academic forum for researchers, scholars, and practitioners to exchange ideas, disseminate research findings, and deliberate on emerging issues and possibilities in sustainable economics, finance, business, management, and digital transformation. The conference garnered significant attention from the academic community, with 130 paper applications from diverse institutions and nations. Every application underwent evaluation by a minimum of two reviewers, including Program Committee members, thereby guaranteeing a stringent and equitable peer-review procedure. In accordance with the reviewers’ recommendations, the committee approved 41 articles for acceptance and publication in these proceedings. The conference programme featured 5 invited and keynote addresses alongside the paper presentations, offering significant insights into contemporary trends and future trajectories in sustainable economics and finance. INCOSEF has been founded to promote high-calibre academic discourse and facilitate multidisciplinary research in economics and finance, especially amid the swift digital change of industry. Throughout the years, the conference has sought to enhance collaboration between academia and practice, fostering chances for substantive dialogue and enduring research partnerships. The editors like to convey their heartfelt gratitude to all authors for their significant contributions, as well as to the reviewers and Program Committee members for their time, expertise, and constructive input during the review process. The conference management system provided significant assistance, streamlining the submission, review, and decision-making procedures. We sincerely recognise the substantial assistance provided by our sponsors and partners, whose contributions were pivotal to the successful organisation of INCOSEF 2025. We highly value their dedication and assistance. We expect that the results of INCOSEF 2025 will be a helpful resource for researchers and professionals, encouraging future research and teamwork in sustainable economics, finance, and digital business transformation. The Editors of INCOSEF 2025 December 2025
Date: 20-21 December 2025
Location: Ho Chi Minh City, Vietnam (Hybrid)
Website: https://www.uef.edu.vn/incosef-2025?gidzl=DG636X5cT0Cq7eKT57jn1JaQXne2Bd0A9Hs3HWOg9bib6j51KdKW3NSGqXm78oG6847KJ6OLLi0f4MTp1W This volume comprises the papers presented at INCOSEF 2025—the International Conference on Sustainable Economics and Finance in Digital Business Transformation, conducted on December 20–21, 2025, in Ho Chi Minh City, Vietnam. INCOSEF 2025 was established as an international academic forum for researchers, scholars, and practitioners to exchange ideas, disseminate research findings, and deliberate on emerging issues and possibilities in sustainable economics, finance, business, management, and digital transformation. The conference garnered significant attention from the academic community, with 130 paper applications from diverse institutions and nations. Every application underwent evaluation by a minimum of two reviewers, including Program Committee members, thereby guaranteeing a stringent and equitable peer-review procedure. In accordance with the reviewers’ recommendations, the committee approved 41 articles for acceptance and publication in these proceedings. The conference programme featured 5 invited and keynote addresses alongside the paper presentations, offering significant insights into contemporary trends and future trajectories in sustainable economics and finance. INCOSEF has been founded to promote high-calibre academic discourse and facilitate multidisciplinary research in economics and finance, especially amid the swift digital change of industry. Throughout the years, the conference has sought to enhance collaboration between academia and practice, fostering chances for substantive dialogue and enduring research partnerships. The editors like to convey their heartfelt gratitude to all authors for their significant contributions, as well as to the reviewers and Program Committee members for their time, expertise, and constructive input during the review process. The conference management system provided significant assistance, streamlining the submission, review, and decision-making procedures. We sincerely recognise the substantial assistance provided by our sponsors and partners, whose contributions were pivotal to the successful organisation of INCOSEF 2025. We highly value their dedication and assistance. We expect that the results of INCOSEF 2025 will be a helpful resource for researchers and professionals, encouraging future research and teamwork in sustainable economics, finance, and digital business transformation. The Editors of INCOSEF 2025 December 2025