Credit Restructuring for Bank Debtors Affected by the Covid 19 Pandemic

DOI

10.2991/978-94-6463-008-4_12How to use a DOI?

Keywords

Credit; restructuring; triangulation; the covid-19 pandemic

Abstract

This study aims to examine how the acceleration of economic recovery can predict the success of restructuring non-performing loans for bank debtors due to the Covid-19 pandemic. A triangulation method with a qualitative approach was conducted to investigate primary data obtained from interviews with bank managers, credit staff, and several debtors. The study results show that economic recovery efforts, through credit restructuring in the accommodation services business sector, trade, processing industry, and credit, can predict the success of debtors affected by the pandemic. The undetermined tenor of the pandemic cannot support the prediction of the success of bank debt restructuring.

Copyright

© 2023 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Sugeng Hariadi
AU  - Firsa Ayu Novita
PY  - 2022
DA  - 2022/12/05
TI  - Credit Restructuring for Bank Debtors Affected by the Covid 19 Pandemic
BT  - Proceedings of the 19th International Symposium on Management (INSYMA 2022)
PB  - Atlantis Press
SP  - 85
EP  - 89
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-008-4_12
DO  - 10.2991/978-94-6463-008-4_12
ID  - Hariadi2022
ER  -