Proceedings of the 3rd Annual International Seminar and Conference on Global Issues (ISCoGI 2017)

The Effect of Non-Performing Financing on Sharia BPR Performance

Authors
Maya Indriastuti, Luluk M. Ifada
Corresponding Author
Maya Indriastuti
Available Online April 2019.
Keywords
mudharaba; musharaka; murabaha; performance; BPRS
Abstract
This study aims to examine the effect of the risk level of non-performing financing (NPF) of mudharaba, musharaka, murabaha on BPRS performance in Central Java. The population in this study was 3-year data of financial statement i.e. from 2010 to 2012. The analysis method used in this research was multiple linear regression. The results showed that (1) mudharaba financing NPF, musharaka financing NPF, murabaha financing NPF simultaneously have positive effect on the performance of BPRS; (2) partial test showed that the NPF of Musharaka and NPF of Murabaha financing have significant positive effect on the performance of BPRS; (3) while the NPF of mudharaba financing has a positive effect but not significant on the performance of BPRS, because the Bank did not dare to take very high risk due to the absence of collateral.
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Proceedings
3rd Annual International Seminar and Conference on Global Issues (ISCoGI 2017)
Part of series
Advances in Social Science, Education and Humanities Research
Publication Date
April 2019
ISBN
978-94-6252-701-0
ISSN
2352-5398
Open Access
This is an open access article distributed under the CC BY-NC license.

Cite this article

TY  - CONF
AU  - Maya Indriastuti
AU  - Luluk M. Ifada
PY  - 2019/04
DA  - 2019/04
TI  - The Effect of Non-Performing Financing on Sharia BPR Performance
BT  - 3rd Annual International Seminar and Conference on Global Issues (ISCoGI 2017)
PB  - Atlantis Press
SN  - 2352-5398
UR  - https://www.atlantis-press.com/article/55916205
ID  - Indriastuti2019/04
ER  -