An Empirical Analysis on Rural Credit Cooperatives’Efficiency-Viewing from the Improvement of Peasant Households’Welfare

DOI

10.2991/jisem-15.2015.3How to use a DOI?

Keywords

Rural Credit Union; Efficiency; Household’s Welfare

Abstract

Rural Credit Union (RCC) is a key financial organization of rural financial system; its efficiency is always focused. Existed studies concentrated on RCC operating efficiency, while from the perspective of household’s welfare, this paper considers that RCC should aim to relieve farmer’s credit rationing and improve farmer’s welfares So firstly, improved Keynesian consumption function is proposed, consumption is suitable index for farmer’s welfare from Mathematical derivation; secondly, VAR model is adopted to experience analyze farmer’s welfare; finally, the result shows that RCC loan improves farmer’s welfare and it is a efficient organization.

Copyright

© 2015, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Liu Yong
AU  - Tian Jie
AU  - Wu Dingyuan
PY  - 2015/12
DA  - 2015/12
TI  - An Empirical Analysis on Rural Credit Cooperatives’Efficiency-Viewing from the Improvement of Peasant Households’Welfare
BT  - Proceedings of the 2015 Joint International Social Science, Education, Language, Management and Business Conference
PB  - Atlantis Press
SP  - 10
EP  - 15
SN  - 2352-5398
UR  - https://doi.org/10.2991/jisem-15.2015.3
DO  - 10.2991/jisem-15.2015.3
ID  - Yong2015/12
ER  -