Proceedings of the International Symposium Southeast Asia Vegetable 2021 (SEAVEG 2021)

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Factors Affecting the Sustainability of Fintech Financing System for Vegetable and Fruit Farmers in Yogyakarta, Indonesia

Authors
Trisna Al Hadji1, *, Jamhari Jamhari1, Irham Irham1
1Department of Agricultural Socio-Economics, Universitas Gadjah Mada, Yogyakarta, Indonesia
*Corresponding author. Email: trisnaal95@mail.ugm.ac.id
Corresponding Author
Trisna Al Hadji
Available Online 12 December 2022.
DOI
10.2991/978-94-6463-028-2_29How to use a DOI?
Keywords
Fintech; Vegetable and fruit farmers; Attitude; Cash capital; Willingness to continue; Sustainability
Abstract

Financial technology (Fintech) offers capital cash through a financing system that is claimed to be easier to access because it uses digitalized technology. This study has three objectives: (1) to know the vegetable and fruit farmers attitudes towards the fintech, (2) to assess the level of sustainability of the fintech, and (3) to analyze factors that affect the fintech sustainability of vegetable and fruit farmers. 87 farmers of fintech institution partners were interviewed. The variable will be analyzed by applying an interval scale, proportion test, and z test. OLS regression model is used to determine the factors that affect the sustainability of fintech. The results of the study showed that the vegetable and fruit farmers have a positive attitude towards the Fintech financing system. Based on the proportion test, more than 50% of the vegetable and fruit farmers who have willingness to continue using the Fintech financing system and this has been proven by comparing the Zscore and the Ztable. Furthermore, the factors that influence the sustainability of the Fintech financing system are ease of use and farmer attitudes. Previous research also stated that ease of use and attitudes are the determining variables in making decisions to adopt a technology.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Symposium Southeast Asia Vegetable 2021 (SEAVEG 2021)
Series
Advances in Biological Sciences Research
Publication Date
12 December 2022
ISBN
10.2991/978-94-6463-028-2_29
ISSN
2468-5747
DOI
10.2991/978-94-6463-028-2_29How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Trisna Al Hadji
AU  - Jamhari Jamhari
AU  - Irham Irham
PY  - 2022
DA  - 2022/12/12
TI  - Factors Affecting the Sustainability of Fintech Financing System for Vegetable and Fruit Farmers in Yogyakarta, Indonesia
BT  - Proceedings of the International Symposium Southeast Asia Vegetable 2021 (SEAVEG 2021)
PB  - Atlantis Press
SP  - 270
EP  - 279
SN  - 2468-5747
UR  - https://doi.org/10.2991/978-94-6463-028-2_29
DO  - 10.2991/978-94-6463-028-2_29
ID  - Hadji2022
ER  -