Welcome to the Proceedings of the 13th International Conference on Business, Accounting, Finance and Economics (BAFE 2025). BAFE has never been a mere conference; it is a collective effort to promote academic excellence and provide a platform through which researchers, practitioners, and policymakers can communicate innovative ideas that define the future of our societies. The theme of BAFE 2025 — “Embracing Innovation in the Era of Artificial Intelligence: Towards Achieving Sustainable Development Goals” — reflects our shared commitment to addressing the economic and business realities of the present while envisioning the possibilities of the future. Through this conference, we hope to explore how business and financial innovations, guided by sound economic reasoning, can contribute to sustainable and inclusive growth in an increasingly digitalised and interconnected world.

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