Analysis on the Current Situation of Personal Financial Management of College Students and the Countermeasures
Binren Yang, Manli Yang, Donghui Zhao
Available Online July 2019.
- https://doi.org/10.2991/iccessh-19.2019.385How to use a DOI?
- personal financial management; college students; financial outlook; financial literacy
- By means of questionnaires and individual interviews, this paper investigates and studies the financial management consciousness and financial planning ability of college students, and puts forward the main problems existing in personal financial management of college students at present, such as weak financial management consciousness and knowledge, lack of risk prevention awareness and ability, neglect of increase income and saving expenditure, unreasonable expenditure structure, irrational consumption and increasing trend of students debt, the misconceptions in financial management, and so on. It is proposed that students themselves, schools, family and society should make joint efforts to take active measures to help college students establish correct consumption and scientific financial management concepts and improve their personal financial planning ability.
- Open Access
- This is an open access article distributed under the CC BY-NC license.
Cite this article
TY - CONF AU - Binren Yang AU - Manli Yang AU - Donghui Zhao PY - 2019/07 DA - 2019/07 TI - Analysis on the Current Situation of Personal Financial Management of College Students and the Countermeasures BT - 4th International Conference on Contemporary Education, Social Sciences and Humanities (ICCESSH 2019) PB - Atlantis Press SP - 1797 EP - 1800 SN - 2352-5398 UR - https://doi.org/10.2991/iccessh-19.2019.385 DO - https://doi.org/10.2991/iccessh-19.2019.385 ID - Yang2019/07 ER -