Proceedings of the 4th International Conference on Contemporary Education, Social Sciences and Humanities (ICCESSH 2019)

Analysis on the Current Situation of Personal Financial Management of College Students and the Countermeasures

Authors
Binren Yang, Manli Yang, Donghui Zhao
Corresponding Author
Binren Yang
Available Online July 2019.
DOI
https://doi.org/10.2991/iccessh-19.2019.385How to use a DOI?
Keywords
personal financial management; college students; financial outlook; financial literacy
Abstract
By means of questionnaires and individual interviews, this paper investigates and studies the financial management consciousness and financial planning ability of college students, and puts forward the main problems existing in personal financial management of college students at present, such as weak financial management consciousness and knowledge, lack of risk prevention awareness and ability, neglect of increase income and saving expenditure, unreasonable expenditure structure, irrational consumption and increasing trend of students debt, the misconceptions in financial management, and so on. It is proposed that students themselves, schools, family and society should make joint efforts to take active measures to help college students establish correct consumption and scientific financial management concepts and improve their personal financial planning ability.
Open Access
This is an open access article distributed under the CC BY-NC license.

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Cite this article

TY  - CONF
AU  - Binren Yang
AU  - Manli Yang
AU  - Donghui Zhao
PY  - 2019/07
DA  - 2019/07
TI  - Analysis on the Current Situation of Personal Financial Management of College Students and the Countermeasures
BT  - 4th International Conference on Contemporary Education, Social Sciences and Humanities (ICCESSH 2019)
PB  - Atlantis Press
SP  - 1797
EP  - 1800
SN  - 2352-5398
UR  - https://doi.org/10.2991/iccessh-19.2019.385
DO  - https://doi.org/10.2991/iccessh-19.2019.385
ID  - Yang2019/07
ER  -