Innovation and Development of Commercial Banks in an Internet Finance Environment
Available Online December 2016.
- https://doi.org/10.2991/icemse-16.2016.33How to use a DOI?
- Internet finance, commercial bank, innovation, development
- Through analysis of internet financial development models such as the third party payment model, the P2P lending model and the crowd funding model, the article discusses the impact of internet finance upon the commercial bank's place among payment agencies, its method of profit, traditional financing patterns and service models, and on the basis of the above, suggests innovative development methods such as an overall change of understanding of China's commercial banks in an Internet Finance Environment, accelerating the reserve and cultivation of talented personnel, developing client-centered service banks, constructing information-based banks by strengthening big data application, and continuous optimization of the bank's operation principle and management model. The investigation discussed in this article holds practical significance in promoting faster and better development of China's commercial banks under the environment of internet finance.
- Open Access
- This is an open access article distributed under the CC BY-NC license.
Cite this article
TY - CONF AU - Zhu Chen PY - 2016/12 DA - 2016/12 TI - Innovation and Development of Commercial Banks in an Internet Finance Environment BT - 2016 International Conference on Education, Management Science and Economics PB - Atlantis Press SP - 139 EP - 142 SN - 2352-5398 UR - https://doi.org/10.2991/icemse-16.2016.33 DO - https://doi.org/10.2991/icemse-16.2016.33 ID - Chen2016/12 ER -