Innovation and Development of Commercial Banks in an Internet Finance Environment

DOI

10.2991/icemse-16.2016.33How to use a DOI?

Keywords

Internet finance, commercial bank, innovation, development

Abstract

Through analysis of internet financial development models such as the third party payment model, the P2P lending model and the crowd funding model, the article discusses the impact of internet finance upon the commercial bank's place among payment agencies, its method of profit, traditional financing patterns and service models, and on the basis of the above, suggests innovative development methods such as an overall change of understanding of China's commercial banks in an Internet Finance Environment, accelerating the reserve and cultivation of talented personnel, developing client-centered service banks, constructing information-based banks by strengthening big data application, and continuous optimization of the bank's operation principle and management model. The investigation discussed in this article holds practical significance in promoting faster and better development of China's commercial banks under the environment of internet finance.

Copyright

© 2016, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Zhu Chen
PY  - 2016/12
DA  - 2016/12
TI  - Innovation and Development of Commercial Banks in an Internet Finance Environment
BT  - Proceedings of the 2016 International Conference on Education, Management Science and Economics
PB  - Atlantis Press
SP  - 139
EP  - 142
SN  - 2352-5398
UR  - https://doi.org/10.2991/icemse-16.2016.33
DO  - 10.2991/icemse-16.2016.33
ID  - Chen2016/12
ER  -