Proceedings of the 2016 International Conference on Education, Management Science and Economics

Innovation and Development of Commercial Banks in an Internet Finance Environment

Authors
Zhu Chen
Corresponding Author
Zhu Chen
Available Online December 2016.
DOI
https://doi.org/10.2991/icemse-16.2016.33How to use a DOI?
Keywords
Internet finance, commercial bank, innovation, development
Abstract
Through analysis of internet financial development models such as the third party payment model, the P2P lending model and the crowd funding model, the article discusses the impact of internet finance upon the commercial bank's place among payment agencies, its method of profit, traditional financing patterns and service models, and on the basis of the above, suggests innovative development methods such as an overall change of understanding of China's commercial banks in an Internet Finance Environment, accelerating the reserve and cultivation of talented personnel, developing client-centered service banks, constructing information-based banks by strengthening big data application, and continuous optimization of the bank's operation principle and management model. The investigation discussed in this article holds practical significance in promoting faster and better development of China's commercial banks under the environment of internet finance.
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Proceedings
2016 International Conference on Education, Management Science and Economics
Part of series
Advances in Social Science, Education and Humanities Research
Publication Date
December 2016
ISBN
978-94-6252-275-6
ISSN
2352-5398
DOI
https://doi.org/10.2991/icemse-16.2016.33How to use a DOI?
Open Access
This is an open access article distributed under the CC BY-NC license.

Cite this article

TY  - CONF
AU  - Zhu Chen
PY  - 2016/12
DA  - 2016/12
TI  - Innovation and Development of Commercial Banks in an Internet Finance Environment
BT  - 2016 International Conference on Education, Management Science and Economics
PB  - Atlantis Press
SP  - 139
EP  - 142
SN  - 2352-5398
UR  - https://doi.org/10.2991/icemse-16.2016.33
DO  - https://doi.org/10.2991/icemse-16.2016.33
ID  - Chen2016/12
ER  -