Research on Factors Affecting the Demand of Rural Financial Service in Fujian Province

DOI

10.2991/icesem-18.2018.28How to use a DOI?

Keywords

Rural finance; Financial service demand; Influence factors; Stepwise regression method

Abstract

Starting from the factors affecting demand of financial services in rural areas of Fujian province, this paper uses stepwise regression method to select factors affecting demand of financial services in rural areas, and then establishes multiple linear regression model through test data to verify the relationship between them. The test results indicate that the factors affecting rural financial services consumption expenditure are initial material capital, prices of output product and inputs, margin, and other related financial transaction costs. According to research conclusion, the paper puts forward some suggestions to promote and meet the development of rural financial service demand from three aspects: government departments, financial institutions and rural residents.

Copyright

© 2018, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Qiubin Lin
AU  - Yihong Su
PY  - 2018/08
DA  - 2018/08
TI  - Research on Factors Affecting the Demand of Rural Financial Service in Fujian Province
BT  - Proceedings of the 2018 2nd International Conference on Education Science and Economic Management (ICESEM 2018)
PB  - Atlantis Press
SP  - 127
EP  - 131
SN  - 2352-5398
UR  - https://doi.org/10.2991/icesem-18.2018.28
DO  - 10.2991/icesem-18.2018.28
ID  - Lin2018/08
ER  -