Research on the Operational Performance of the First Batch of Private Banks in China
- DOI
- 10.2991/aebmr.k.210319.044How to use a DOI?
- Keywords
- Private Bank, Operational Performance, Factor Analysis
- Abstract
After nearly six years of exploration and development, China’s first batch of private banks have gradually matured. In order to reflect the real development situation of the pilot private banks comprehensively, explore the advantages and disadvantages of the banks’ operation, and help the banks to improve their own operation level, this paper evaluates the operational performance level of the first five pilot private banks. Based on the data of each bank from 2015 to 2019, this paper conducts a comparative study on the operational performance level of each bank by using Factor Analysis. The results show that Wenzhou Minshang Bank ranks the top in the overall operational performance level by virtue of its high loan quality and strong profitability;Meanwhile, as the non-performing loan ratio of We-Bank is increasing year by year and the profitability of Zhejiang Minshang Bank is weakening, the overall operational performance of the two banks is low. According to the research results, this paper provides feasible suggestions for the follow-up development of pilot private banks.
- Copyright
- © 2021, the Authors. Published by Atlantis Press.
- Open Access
- This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).
Cite this article
TY - CONF AU - Peishen Cao AU - Hongwei Liu PY - 2021 DA - 2021/03/22 TI - Research on the Operational Performance of the First Batch of Private Banks in China BT - Proceedings of the 6th International Conference on Financial Innovation and Economic Development (ICFIED 2021) PB - Atlantis Press SP - 240 EP - 243 SN - 2352-5428 UR - https://doi.org/10.2991/aebmr.k.210319.044 DO - 10.2991/aebmr.k.210319.044 ID - Cao2021 ER -