Proceedings of the 8th International Conference on Financial Innovation and Economic Development (ICFIED 2023)

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Research on Commercial Bank's Operating Efficiency

Authors
Lanxin Zhang1, *
1Ohio State University, Columbus, USA
*Corresponding author. Email: heather_zlx@163.com
Corresponding Author
Lanxin Zhang
Available Online 15 May 2023.
DOI
10.2991/978-94-6463-142-5_59How to use a DOI?
Keywords
commercial banks; operating efficiency; banks loan ratio; total deposit; earnings per share; capital adequacy ratio; debt-to-assets ratio; return on assets; per capital income
Abstract

In this paper, we identify the specific factors influencing how well commercial banks operate by measuring their operating performance indicators, combining them with their operating input indicators, using data envelopment analysis technology, and investigating the effectiveness of their input. Solow residual value method and regression analysis to examine the causal relationship between various factors and their operating performance. Using data from 15 Chinese commercial banks from 2008 to 2021 and analyzing the factors affecting the operational efficiency of banking adequacy commercial, such banks loan ratio, total deposit, earnings per share, capital adequacy ratio, debt-to-assets ratio, return on assets, per capital income, and M2, we find that decreasing the bad loan ratio and improving return on assets and M2 can promote the operational efficiency of commercial banks. This conclusion provides a theoretical scientific foundation for enhancing the effectiveness of Chinese commercial bank.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 8th International Conference on Financial Innovation and Economic Development (ICFIED 2023)
Series
Advances in Economics, Business and Management Research
Publication Date
15 May 2023
ISBN
10.2991/978-94-6463-142-5_59
ISSN
2352-5428
DOI
10.2991/978-94-6463-142-5_59How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Lanxin Zhang
PY  - 2023
DA  - 2023/05/15
TI  - Research on Commercial Bank's Operating Efficiency
BT  - Proceedings of the 8th International Conference on Financial Innovation and Economic Development (ICFIED 2023)
PB  - Atlantis Press
SP  - 526
EP  - 535
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-142-5_59
DO  - 10.2991/978-94-6463-142-5_59
ID  - Zhang2023
ER  -