The Analysis of Comparison of Bank Health Level Through Capital Approaches, Risk Profile, and Earnings in Conventional State-Owned Banks and National Private Banks Listed in IDX Period of 2012–2016
Iwan Firdaus, Sunia Hedy Qumaira
Available Online 12 February 2020.
- https://doi.org/10.2991/aebmr.k.200205.018How to use a DOI?
- bank, comparison, capital, risk, earnings
- The purpose of this research was to analyze the comparison of the soundness level of state-owned public banking with private-owned banking in Indonesia during the period 2012–2016. This research was conducted using the Capital approach with CAR ratio, Risk Profile with NPL & LDR ratios, and Earnings with ROA & NIM ratios. The sample of this study amounted to 8 banks consisting of 4 state-owned banks and 4 private banks. Normality testing uses the Kolmogorov-Smirnov test and hypothesis testing using the Independent t-test also Mann-Whitney test U-test. From the results of this study, it is known that there are significant differences in ROA & NIM ratios, while there is no significant difference in the CAR, NPL & LDR ratios. Whereas, based on the average CAR, NIM and ROA, state-owned-banks is better at a level of soundness compared to private-owned banks, and the NPL & LDR ratio of private-owned banks is better than state-owned banks.
- Open Access
- This is an open access article distributed under the CC BY-NC license.
Cite this article
TY - CONF AU - Iwan Firdaus AU - Sunia Hedy Qumaira PY - 2020 DA - 2020/02/12 TI - The Analysis of Comparison of Bank Health Level Through Capital Approaches, Risk Profile, and Earnings in Conventional State-Owned Banks and National Private Banks Listed in IDX Period of 2012–2016 BT - 4th International Conference on Management, Economics and Business (ICMEB 2019) PB - Atlantis Press SP - 87 EP - 96 SN - 2352-5428 UR - https://doi.org/10.2991/aebmr.k.200205.018 DO - https://doi.org/10.2991/aebmr.k.200205.018 ID - Firdaus2020 ER -