Proceedings of the 4th International Conference on Management, Economics and Business (ICMEB 2019)

The Analysis of Comparison of Bank Health Level Through Capital Approaches, Risk Profile, and Earnings in Conventional State-Owned Banks and National Private Banks Listed in IDX Period of 2012–2016

Authors
Iwan Firdaus, Sunia Hedy Qumaira
Corresponding Author
Iwan Firdaus
Available Online 12 February 2020.
DOI
https://doi.org/10.2991/aebmr.k.200205.018How to use a DOI?
Keywords
bank, comparison, capital, risk, earnings
Abstract
The purpose of this research was to analyze the comparison of the soundness level of state-owned public banking with private-owned banking in Indonesia during the period 2012–2016. This research was conducted using the Capital approach with CAR ratio, Risk Profile with NPL & LDR ratios, and Earnings with ROA & NIM ratios. The sample of this study amounted to 8 banks consisting of 4 state-owned banks and 4 private banks. Normality testing uses the Kolmogorov-Smirnov test and hypothesis testing using the Independent t-test also Mann-Whitney test U-test. From the results of this study, it is known that there are significant differences in ROA & NIM ratios, while there is no significant difference in the CAR, NPL & LDR ratios. Whereas, based on the average CAR, NIM and ROA, state-owned-banks is better at a level of soundness compared to private-owned banks, and the NPL & LDR ratio of private-owned banks is better than state-owned banks.
Open Access
This is an open access article distributed under the CC BY-NC license.

Download article (PDF)

Proceedings
4th International Conference on Management, Economics and Business (ICMEB 2019)
Part of series
Advances in Economics, Business and Management Research
Publication Date
12 February 2020
ISBN
978-94-6252-903-8
ISSN
2352-5428
DOI
https://doi.org/10.2991/aebmr.k.200205.018How to use a DOI?
Open Access
This is an open access article distributed under the CC BY-NC license.

Cite this article

TY  - CONF
AU  - Iwan Firdaus
AU  - Sunia Hedy Qumaira
PY  - 2020
DA  - 2020/02/12
TI  - The Analysis of Comparison of Bank Health Level Through Capital Approaches, Risk Profile, and Earnings in Conventional State-Owned Banks and National Private Banks Listed in IDX Period of 2012–2016
BT  - 4th International Conference on Management, Economics and Business (ICMEB 2019)
PB  - Atlantis Press
SP  - 87
EP  - 96
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.200205.018
DO  - https://doi.org/10.2991/aebmr.k.200205.018
ID  - Firdaus2020
ER  -