Proceedings of the 2018 2nd International Conference on Management, Education and Social Science (ICMESS 2018)

Causes and Precautions of Financial Risks of Commercial Banks in China

Authors
Ran Liu
Corresponding Author
Ran Liu
Available Online June 2018.
DOI
https://doi.org/10.2991/icmess-18.2018.86How to use a DOI?
Keywords
Commercial bank; financial risk; Bank internal control; Financial risk prevention; Capital structure
Abstract
Commercial banks are the pillar industry in financial industry. As an important part of economic development, it plays an intermediary role in improving social capital and has a very important social status. However, with the full integration of China's commercial banks and world's financial industry, the Chinese commercial banks are facing development opportunities as well as a certain degree of risk pressures. In this paper, the financial risk of commercial banks is analyzed from the original credit risk and market risk based on the provisions of the new Basel agreement. The importance of strengthening financial risk prevention is demonstrated from the characteristics and hazards of these three kinds of risks. The paper analyzes the causes of financial risks of commercial banks from the perspectives of macro-environment, internal control and capital structure, and proposes some suggestions for commercial banks to adapt to macro environment and to attach importance to talents and improve capital structure.
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Proceedings
2018 2nd International Conference on Management, Education and Social Science (ICMESS 2018)
Part of series
Advances in Social Science, Education and Humanities Research
Publication Date
June 2018
ISBN
978-94-6252-520-7
ISSN
2352-5398
DOI
https://doi.org/10.2991/icmess-18.2018.86How to use a DOI?
Open Access
This is an open access article distributed under the CC BY-NC license.

Cite this article

TY  - CONF
AU  - Ran Liu
PY  - 2018/06
DA  - 2018/06
TI  - Causes and Precautions of Financial Risks of Commercial Banks in China
BT  - 2018 2nd International Conference on Management, Education and Social Science (ICMESS 2018)
PB  - Atlantis Press
SP  - 386
EP  - 391
SN  - 2352-5398
UR  - https://doi.org/10.2991/icmess-18.2018.86
DO  - https://doi.org/10.2991/icmess-18.2018.86
ID  - Liu2018/06
ER  -