Proceedings of the International Conference on Management, Business, and Technology (ICOMBEST 2021)

Comparison Analysis of LDR, NPL, ROA, CAR, and OER Before and During the Covid-19 Pandemic Period

Authors
Sri Ayuni1, Bornok Situmorang2, *
1Accounting Study Program, Universal University, Batam, Indonesia
2Accounting Study Program, Universal University, Batam, Indonesia
*Corresponding author. Email: bornoksitumorang@uvers.ac.id
Corresponding Author
Bornok Situmorang
Available Online 30 November 2021.
DOI
10.2991/aebmr.k.211117.002How to use a DOI?
Keywords
CAR; LDR; NPL; OER; ROA
Abstract

This study aims to analyze the effect of the Covid-19 pandemics on the financial performance ratios of BPR Dana Nusantara Batam, the BPR with the best performance in the Riau Islands Province. In addition, this study uses Bank Indonesia Circular Letter No. 6/23/DPNP Year 2004 to categorize the achievement from the financial performing activities of the BPR. This research uses the case study method, followed by the analytical tool used on the SPSS Version 24, parametric statistics in the different T-tests, and nonparametric statistics through the Wilcoxon test. The results showed a significant difference in the performance of BPR Dana Nusantara in the context of achieving LDR and CAR before and during the pandemic. In contrast, the achievement of NPL, ROA, and OER did not experience significant differences. The LDR rises from the Good category to the Very Good category while NPL remains in a Good. Moreover, ROA remains in the Very Good, CAR remains in the Adequate, and OER remains in the Very Good criteria. As such, the financial performance ratios are in healthy condition, which concludes that the covid-19 pandemic did not bring a significant impact on the BPR Dana Nusantara Batam’s operational activities.

Copyright
© 2021 The Authors. Published by Atlantis Press International B.V.
Open Access
This is an open access article under the CC BY-NC license.

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Volume Title
Proceedings of the International Conference on Management, Business, and Technology (ICOMBEST 2021)
Series
Advances in Economics, Business and Management Research
Publication Date
30 November 2021
ISBN
10.2991/aebmr.k.211117.002
ISSN
2352-5428
DOI
10.2991/aebmr.k.211117.002How to use a DOI?
Copyright
© 2021 The Authors. Published by Atlantis Press International B.V.
Open Access
This is an open access article under the CC BY-NC license.

Cite this article

TY  - CONF
AU  - Sri Ayuni
AU  - Bornok Situmorang
PY  - 2021
DA  - 2021/11/30
TI  - Comparison Analysis of LDR, NPL, ROA, CAR, and OER Before and During the Covid-19 Pandemic Period
BT  - Proceedings of the  International Conference on Management, Business, and Technology (ICOMBEST 2021)
PB  - Atlantis Press
SP  - 9
EP  - 16
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.211117.002
DO  - 10.2991/aebmr.k.211117.002
ID  - Ayuni2021
ER  -