ANALYSIS OF THE ROLE SHARIA FINANCING AND CHARACTERISTICS OF BUSINESS INSTITUTIONS TO MICRO, SMALL AND MEDIUM ENTERPRISE (MSMES) DEVELOPMENT IN SOLOK CITY OF WEST SUMATERA
- https://doi.org/10.2991/icpsuas-17.2018.43How to use a DOI?
- MSMEs, Sharia Financing, Institutional Characteristics, Logistic Regression
Micro Small Medium Enterprises (MSMEs) is one of the strongholds of the peoples economy so that the that Indonesias economic condition does not become worse. MSMEs are able to push the national economy even in times of economic crisis. Financing made by sharia banks to MSMEs is very important in supporting the increase in income of MSMEs. The purpose of this research is to analyze the role of sharia financing and business institutional characteristic (long period of business, financial statement, business type, business development training, business legality) for the development MSMEs in Solok city of West Sumatera. The data used are primary data. The data were analyzed using descriptive analysis, crosstabulation, chi-square test, validity and reliability test, binary logistic regression, and wilcoxon rank test. Based on the validity test, there are five valid variables of the six tested variables, namely the amount of financing, business legality, long period of business, and business development training. However, the significance test shows that the amount of sharia financing and business development training have a significant effect on the increase of MSMEs income. Logistic regression estimation shows that MSMEs that get sharia financing have bigger chance to increase their income compared to MSMEs which do not get financing. The results of the wilcoxon test show that there are differences in income, profits, and labor before and after obtaining sharia financing
- © 2018, the Authors. Published by Atlantis Press.
- Open Access
- This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).
Cite this article
TY - CONF AU - Neng Kamarni AU - Muslich Anshori AU - Raditya Sukmana AU - Nurul Asfiah PY - 2017/08 DA - 2017/08 TI - ANALYSIS OF THE ROLE SHARIA FINANCING AND CHARACTERISTICS OF BUSINESS INSTITUTIONS TO MICRO, SMALL AND MEDIUM ENTERPRISE (MSMES) DEVELOPMENT IN SOLOK CITY OF WEST SUMATERA BT - Proceedings of the 1st International Conference Postgraduate School Universitas Airlangga : "Implementation of Climate Change Agreement to Meet Sustainable Development Goals" (ICPSUAS 2017) PB - Atlantis Press SP - 199 EP - 202 SN - 2352-5398 UR - https://doi.org/10.2991/icpsuas-17.2018.43 DO - https://doi.org/10.2991/icpsuas-17.2018.43 ID - Kamarni2017/08 ER -