Proceedings of the International Conference, Integrated Microfinance Management for Sustainable Community Development (IMM 2016)

Agroforestry and Mobile Local 'Bank' System (Bank Kuriling) in Cianjur, West Java

Authors
Dede Wiyanti
Corresponding Author
Dede Wiyanti
Available Online October 2016.
DOI
https://doi.org/10.2991/imm-16.2016.20How to use a DOI?
Keywords
Mobile Local Bank System, Kuriling, Tunagan, Agroforestry.
Abstract
Tunagan, is a small hamlet in Wangunjaya Village, Cianjur, West Java, Indonesia. Tunagan Hamlet is isolated in a slope of Gunung Geulis in Cianjur. As in many other Indonesian village landscapes, Tunagan is dominated by agricultural and forest cover. This study is about the local banking system related to the agricultural practice of Tunagan People. This study was using the mix between quantitative and qualitative methods. The result of the study show that people of Tunagan practice various type of agricultural systems. From wet paddy field, garden, and the mix between paddy field and garden. Besides that, people of Tunagan also practice agriculture on forest land. This type of agricultural practice is known as agroforestry. The variousity of agroforestry produce creates different techniques and periods of harvest. People of Tunagan have different time periods for selling their harvest produce, therefore earing cash at differet times. But to go to the formal bank, they have to spend a lot time and money for walking and the ojeg ride. To solve this problem, people of Tunagan have a mobile bank system that approach people directly to their residence to collect cash called bank kuriling. This system does not only allow people to save but also to borrow money.
Open Access
This is an open access article distributed under the CC BY-NC license.

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Cite this article

TY  - CONF
AU  - Dede Wiyanti
PY  - 2016/10
DA  - 2016/10
TI  - Agroforestry and Mobile Local 'Bank' System (Bank Kuriling) in Cianjur, West Java
BT  - International Conference, Integrated Microfinance Management for Sustainable Community Development(IMM 2016)
PB  - Atlantis Press
SN  - 2352-5428
UR  - https://doi.org/10.2991/imm-16.2016.20
DO  - https://doi.org/10.2991/imm-16.2016.20
ID  - Wiyanti2016/10
ER  -