Proceedings of the International Conference, Integrated Microfinance Management for Sustainable Community Development (IMM 2016)

Microfinance Communication for Group Saving and Loan Sustainability. A case study of Tabur Puja Scheme in Posdaya, Jakarta

Authors
Andika Witono, Antar Venus
Corresponding Author
Andika Witono
Available Online October 2016.
DOI
10.2991/imm-16.2016.21How to use a DOI?
Keywords
Microfinance Communications, Tabur Puja Scheme, Posdaya Communities, Sustainability
Abstract

Tabur Puja Scheme was founded in 2012, the intention is to provide loan for micro enterpreuner in Posdaya (Pos Pemberdayaan Keluarga) Community which was funded by Damandiri Foundation. The community consist of maximum 100 members, under the supervision of 4 to 6 Coordinators in one Rukun Warga (Citizen Association). For the past 4 years, Tabur Puja Scheme non-performing loan is constantly below 5%. Surprisingly it managed by activists in the Community, which is far from professional financial personnel. They work as part timer. It would raise questions, how and why they could maintain such performance and become sustainable group saving and loan. How communications have to play important role to intact all the members and to maintain good relations as well as loan performance. This research is being done in 2 Posdaya in Jakarta area, Posdaya Soka in Kebayoran Lama, and Posdaya Melati in Bukit Duri area. The methodology approaches by case study, in order to answer the how and why questions. By using this approach, several aspects which contribute to the success of sustainable group saving and loan could be reviewed to support the final conclusion of this research. Johari windows, Tuckman group development theory and Interaction symbolic are being used to frame the research to view in communication science perspective.

Copyright
© 2016, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the International Conference, Integrated Microfinance Management for Sustainable Community Development (IMM 2016)
Series
Advances in Economics, Business and Management Research
Publication Date
October 2016
ISBN
10.2991/imm-16.2016.21
ISSN
2352-5428
DOI
10.2991/imm-16.2016.21How to use a DOI?
Copyright
© 2016, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

TY  - CONF
AU  - Andika Witono
AU  - Antar Venus
PY  - 2016/10
DA  - 2016/10
TI  - Microfinance Communication for Group Saving and Loan Sustainability. A case study of Tabur Puja Scheme in Posdaya, Jakarta
BT  - Proceedings of the International Conference, Integrated Microfinance Management for Sustainable Community Development (IMM 2016)
PB  - Atlantis Press
SP  - 136
EP  - 142
SN  - 2352-5428
UR  - https://doi.org/10.2991/imm-16.2016.21
DO  - 10.2991/imm-16.2016.21
ID  - Witono2016/10
ER  -