Peculiarities of Borrower Behavior of Population in Russia
- DOI
- 10.2991/iscfec-18.2019.100How to use a DOI?
- Keywords
- credit behavior; credit modality; determinants of credit behavior; matrix of credit behavior; credit culture
- Abstract
This article is dedicated to the analysis of financial behavior of Russians and forming of their credit strategy. In this article were the most important aspects, interactions and tendencies of their financial behavior highlighted. These aspects are considered to be a basis for studying current issues of the models of financial behavior of Russia. Taking functions of credit in account, the features and types of credit instruments were demonstrated and the role of credit services in developed countries studied. Dynamic of the consumer credit was researched. The actual phase of its state was defined and an evaluation of the current situation of credits for individuals was given with considerations of economic and social characteristics of their credit strategies. Within the framework of the research, the consumer credit services were divided in classes and types. Factors of the credit behavior models were defined and gaps in the current financial and credit proceedings were found. Based on the experience of implementing credit cards in Russia was the credit behavior studied. Authors suggest possible solutions for preventing negative economic processes that could help to improve the credit market in Russia.
- Copyright
- © 2019, the Authors. Published by Atlantis Press.
- Open Access
- This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).
Cite this article
TY - CONF AU - A.V. Yarasheva AU - S. V. Makar AU - S. B. Reshetnikov PY - 2019/01 DA - 2019/01 TI - Peculiarities of Borrower Behavior of Population in Russia BT - Proceedings of the International Scientific Conference "Far East Con" (ISCFEC 2018) PB - Atlantis Press SP - 441 EP - 447 SN - 2352-5428 UR - https://doi.org/10.2991/iscfec-18.2019.100 DO - 10.2991/iscfec-18.2019.100 ID - Yarasheva2019/01 ER -