Methods and techniques to assess creditworthiness of individuals
Tatiana Chernysheva, Maria Milovanova, Sergei Min'kov
Available Online May 2016.
- 10.2991/itsmssm-16.2016.42How to use a DOI?
- creditworthiness of individuals, assessment methods, decision tree method
This article surveys methods and techniques used to assess creditworthiness of individuals. We pay particular attention to the scoring method. The classification of bank's customers is shown. The decision tree analysis is proposed for use, a decision tree example is shown using computer calculations.
- © 2016, the Authors. Published by Atlantis Press.
- Open Access
- This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).
Cite this article
TY - CONF AU - Tatiana Chernysheva AU - Maria Milovanova AU - Sergei Min'kov PY - 2016/05 DA - 2016/05 TI - Methods and techniques to assess creditworthiness of individuals BT - Proceedings of the 2016 Conference on Information Technologies in Science, Management, Social Sphere and Medicine PB - Atlantis Press SP - 208 EP - 212 SN - 2352-538X UR - https://doi.org/10.2991/itsmssm-16.2016.42 DO - 10.2991/itsmssm-16.2016.42 ID - Chernysheva2016/05 ER -