Proceedings of the Sixth Symposium of Risk Analysis and Risk Management in Western China (WRARM 2019)

Research on Farmer Credit from the Perspective of Financial Linkage

Authors
Guangyin Hu, Jing Wang
Corresponding Author
Jing Wang
Available Online September 2019.
DOI
https://doi.org/10.2991/wrarm-19.2019.14How to use a DOI?
Keywords
information asymmetry, credit rationing,financial linkages,sample selection model
Abstract
Based on the theory of credit rationing and the survey data of 324 households in Shaanxi Province, this paper uses heckprobit sample selection method to study and analyze the impact of joining cooperatives on farmers'credit rationing. The results show that after joining the cooperatives, the degree of bank credit rationing for peasant households has been reduced, at the same time, the degree of self-credit rationing for peasant households has been alleviated, and financial linkages can improve the confidence and willingness of peasant households. The policy enlightenment lies in that the government should strengthen the guidance and support for cooperatives, promote the institutional innovation of rural financial support for agriculture, countryside and farmers, and improve the rural financial environment.
Open Access
This is an open access article distributed under the CC BY-NC license.

Download article (PDF)

Volume Title
Proceedings of the Sixth Symposium of Risk Analysis and Risk Management in Western China (WRARM 2019)
Series
Advances in Intelligent Systems Research
Publication Date
September 2019
ISBN
978-94-6252-793-5
ISSN
1951-6851
DOI
https://doi.org/10.2991/wrarm-19.2019.14How to use a DOI?
Open Access
This is an open access article distributed under the CC BY-NC license.

Cite this article

TY  - CONF
AU  - Guangyin Hu
AU  - Jing Wang
PY  - 2019/09
DA  - 2019/09
TI  - Research on Farmer Credit from the Perspective of Financial Linkage
BT  - Proceedings of the Sixth Symposium of Risk Analysis and Risk Management in Western China (WRARM 2019)
PB  - Atlantis Press
SP  - 75
EP  - 79
SN  - 1951-6851
UR  - https://doi.org/10.2991/wrarm-19.2019.14
DO  - https://doi.org/10.2991/wrarm-19.2019.14
ID  - Hu2019/09
ER  -