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Capital structure has been the main research topic of corporate finance and general finance. The policy of currency influence the economy activity and balance capital, and the change of currency credit policy will lead to direct influence financing for foreign trade from banks, thus influence the ability...

XBRL is widely used in many fields such as corporate management, auditing, corporate credit rating, securities market, trade and taxation, and financial administration, both listed companies and some state-owned enterprises are required to submit XBRL-based financial accounting reports. However, the...

The aims of this study were as follows: Identified and analyzed the role of the prosecutor in confiscating evidence of non-performing loan collateral in cases of corruption and financial abuse at PD BKK Pringsurat Kab. Temanggung. Efforts that taken by the prosecutor when there were a third party (non...

Regulation of monetary policy may not achieve desired effect. Consistency between commercial bank credit behavior and monetary policy orientation can greatly affect the effectiveness of monetary policy from the perspective of China. In the paper, possible influence of several commercial bank credit behaviors...

This paper explores the changes in institutional environment and corporate market position, and how the differences in institutional environment and market position will affect commercial credit. Based on this, this paper selects the listed companies traded in Shanghai and Shenzhen Stock Exchange in...

Network loan platform has become the main mode of Internet finance, it provides its capital suppliers and demanders with convenient and efficient financing channels, but also advances the vigorous development of the financial industry. In this paper, there is analysis of risk of network loan platform...

Academic records have meaning “used” or “impressions” related to science in the form of notes. In this research, we use academic records of Statistics Students of Islamic University of Indonesia years 2015, which is like the percentage of late attendance, types of courses taken, schedule of days and...

Micro, Small, and Medium Enterprises (MSME) is Indonesia’s main corporate sector, with 97% of Indonesia’s total workforce. Capital fulfillment is one of the obstacles to MSME’s development. While most Indonesian MSMEs have various weaknesses in meeting banking requirements for financing, technological...

The combination of social networking and e-commerce has formed a new e-commerce model—social e-commerce. In recent years, with the rapid development of social media, social e-commerce develops quickly. In this paper, we analyze the features of social e-commerce. A new credit evaluation indicator system...

Rural finance is the core of the modern rural economy. At present, the rural financial innovation in Henan province has obtained great achievements, financial innovation products emerge in endlessly, the mode of financial services is constantly being optimized. But there are still problems in rural financial...

The problem of credit card fraud detection is approached by a semi-supervised classification task on a data stream. The DISSFCM algorithm is applied, which is based on Dynamic Incremental Semi-Supervised Fuzzy C-Means that processes data grouped in small-size chunks. Experimental results on a real-world...

International financial cooperation occupies a pivotal position in the "One Belt and One Road" strategy. Its development is the basis and prerequisite for the smooth implementation of the "One Belt and One Road" strategy. However, the current differences in the level of economic development among the...

The work is devoted to the actual problem of constructing decision trees with a multidimensional response of the optimal structure, which are used to create predictive models for the evolution of complex systems. The aim of the work is to generalize the experience of constructing decision trees with...

Based on 19 new economy firms in the Chengdu-Chongqing Economic Circle, this paper constructs a three-year new economy firms credit risk contagion network model from 2019 to 2021. On this basis, the topological properties of the network are measured from the full network structure and node attributes,...

The Margin Trading System is a new creative credit trading system, which was first put into practice in Chinese market in 2010. It is the first time for China to bring in the short selling, which effects have been considered controversially in academics. The paper uses the data of the pilot period, which...

With the increasing impact of the Internet on people’s lives, Internet financial platforms are also emerging, According to the data published on zero one, By the end of 2020, P2P the number of online lending platforms has reached 6063, Among them, the number of platforms operating in normal state is...

When human movement is restristiced due to the covid-19 pandemic, many businesses are thinking about how to survive and recover. This condition is an opportunity for the digital finance industry, including fintech, which offers a simpler method method, especially in the loan process. Digital financing...

Universities that previously fully carried out face-to-face methods during lectures as well as thesis guidance and other academic activities, due to the pandemic, now need to turn them into distance learning methods. With the distance learning offered by the study program, it is a great opportunity to...

If the market is incomplete, we have several choices of equivalent martingale measures to price contingent claims .Recall that we didn’t impose conditions on the preferences of the economic agents other than that they prefer more to less. So it is quite natural to specify the preferences further in order...

This study explored the determinant of SMEs Credit in Indonesia from 2010-2018 using the Error Correction Model. Error Correction Model aims to identify long-term and short-term relationships that occur due to cointegration between research variables. The object of research is total SMEs Credit based...

The work reveals the relationship between the development of a cross-channel and digital competencies, as an opportunity to involve new knowledge in the development of information technology. The study substantiates the concept of an economic and mathematical model for assessing a cross-channel information...

This study aimed to examine the credit risk in microfinance institutions in Gunungkidul Regency, considering both internal and external factors that may affect the repayment ability of borrowers. The study used the Ordered Logit Model analysis to investigate the relationship between credit risk and loan...

With the prosperous development of China’s socialist market economy, the management of enterprise’s accounts receivable is getting more and more attention. However, with the fierce competition in the market, enterprises have to use the means of credit sales to expand the market demand and reduce the...

This study aims to analyse how the paylater is used in the current purchasing process, including the advantages and disadvantages of using it. The method used is a qualitative method in the form of literature review from various journals in previous research. The findings of this study are that the use...

Credit is a source of funding for every credit institution. In order to be a good source of funding, every credit institution must be able to maintain the quality of its credit so that it can avoid bad credit. One of the efforts made to maintain credit quality is by requiring debtors to pledge their...

Information sharing throughout the globe or universe has become a characteristic of social media. There has been a lot of research into the classification of sentiments. In this study, Twitter has been mined for unstructured Gofood Reviews data. It has been preprocessed to analyze the reviews’ sentiment...

The adult education is an important part of the lifelong education systems. To develop the adult education is an important principle for China's economic, social and educational development. Currently, the status quo of the adult education is not optimistic, there are educational philosophy, educational...

Village Credit Institutions (LPD) are financial entities owned by customary villages that fulfill a core financial function, managing the village’s financial resources through savings and loan services. These resources are utilized to support the livelihoods of community members, both individually and...

Research purpose: In this research study, the credit risk of the Vietnamese commercial banking system is assessed by investigating its underlying determinants. From there, propose solutions to support risk management in Vietnam banking sector. Research motivation: ...

The article presents the results of the research based on the analysis of theoretical concepts for the development of the environmental tax, assessment of the current climate situation in the world and in Ukraine in particular. The article also presents an analysis of qualitative and quantitative indicators...

The bankruptcy of Silicon Valley Bank can be said to be a very representative financial event recently. Now that Silicon Valley Bank, signatory banks and Credit Suisse have all gone bankrupt, only by studying the real reasons behind Silicon Valley Bank can we better formulate policies and optimize the...

Background: The Indonesian government has initiated the People’s Business Credit (Kredit Usaha Rakyat, KUR) program to support the development of micro, small, and medium enterprises (MSMEs) by enhancing micro-entrepreneurs access to capital. Objective: This study aims to examine the implementation of...

This research aims to analyze the role of women’s leadership in the implementation of gender mainstreaming at Bahteramas People’s Credit Bank (PD BPR) in Kendari. The study uses a qualitative descriptive method with data collected through interviews, observations, and documentation. The focus of the...

In other countries or in Indonesia, we have often heard the term borrowing or borrowing what we usually call credit. Credit is one of the facilities provided by banks for people who are less able to roll their money back. Based on the contents in this thesis, there are problems, namely how legal protection...

The purpose of this study is to analyze the attitude variables of the college students to use a credit card and their behaviors, so as to demonstrate the feasibility and its positive or negative influence of the college students' credit card consumption, and finally, put forward the proposal on college...

In this paper, through the collection of corporate bond market data to conduct empirical research, Constructing 12 Index Systems, Using the principal component analysis method to extract the five principal component indicators, On the basis of principal component analysis, two kinds of clustering analysis...

After years of development, Wechat Public Platform has become an indispensable part of the self-Media industry. It has also become the dependence of numerous micro-credit users, and has also brought direct income to more self-Media people. This paper takes Wechat Public Number as an object, and discusses...

In this study, the analysis in the period of international sanctions, the situation on the corporate lending market of the Russian Federation is developed; the dynamics of credit investments of non-financial organizations sector of the economy are studied; trends in the sectoral structure of the corporate...

The emergence of supply chain finance has effectively solved the problem of financing difficulty and high cost for small and medium-sized enterprises. The rapid development of the Internet has magnified this advantage. However, based on its diversified main body and complex business process, the risk...

There have been many problems in the financing of small and medium-sized enterprises(SMEs), but in recent years, due to the epidemic, the financing of SMEs has become more and more difficult. Therefore, based on this situation, by searching the literature and using literature analysis methodologies,...

Evaluating the credit capacity of electric power enterprises not only need to reflect the value of the index information conveyed, but also consider the analyst's subjective judgment. This paper combined the weights which respectively reflect the information of these two parts. Distance integrated evaluation...

In recent years, the market scale of supply chain finance has been increasing steadily, and the market demand space is getting bigger and bigger. Major commercial Banks successively carry out supply chain finance services. Supply chain finance is based on the credit standing of the core enterprises in...

The article is devoted to the use of financial analysis methods to analyze performance standards of existing banks and banks with a revoked license due to distortion of financial statements. The issue of creating accurate financial analysis tools to recognize an intentional misrepresentation of an organization’s...

With the continuous development of science and technology, the application scenarios of finance are constantly changing, and financial credit in as a specialized credit information service under the conditions of market economy. At the same time, with the arrival of the digital era, the application scenarios...

This study discusses the impact of increasing bank capital against lending interest rate, amount of loans, and banks' credit risk exposure. The study utilized panel data from 18 top banks in 5 Southeast Asian countries during the period of 2008-2015. The findings show that there is no significant relationship...

By using an investigation data for the operation situation among small and medium enterprises in some area of Guangdong Province in 2015, this paper has analyzed multiple aspects of factors that may affect the credit risks of small and medium enterprises relatively comprehensively. On the basis of previous...

In 2017, the No 1 Central Document promoted the agricultural supply-side structural reform as the main line of current agricultural and rural work and carried out the top-level design at the national level, clarified the main objectives, main direction, key tasks and specific measures of the reform....

With the increasing demand of urban residents for financial diversification, in addition to traditional financial needs such as deposits and loans, settlement and payment, there are also credit needs based on consumption and entrepreneurship, as well as investment and financial needs. Besides, with the...

Highway engineering projects face a complex financing risk environment due to their large construction scale, long financing cycle, and numerous influencing factors. This article takes PPP+EPC mode engineering projects as the research object, based on grounded theory and literature analysis method, a...

Regional credit system is one of the general requirements in the national economic and social construction, and it is proposed in the Planning Framework for the Construction of Social Credit System (2014-2020) by China's state council. To construct and optimize China's regional credit system, this paper...