Research on the development and risk control of e-commerce finance in China

DOI

10.2991/asshm-14.2014.144How to use a DOI?

Keywords

E-commerce, E-commerce finance, SMEs, risk control

Abstract

Information asymmetry and poor financial conditions caused the financing problems of small and medium enterprises (SMEs) in china. The produce and development of e-commerce finance reduced the information asymmetry between supply and demand of capitals, and offer the chance to SMEs active in e-commerce platform the chance to get loans in low interest rates. In this article we investigated the development of e-commerce, summed up the background and development of e-commerce finance, the evidence indicates that e-commerce and e-commerce finance play an important role in China’s economic; then, we compared the similarities and differences of finance transactions between different platform, we found that the characteristics of e-commerce finance related to the e-commerce business model; finally, risk control of e-commerce finance was discussed in later, a conclusion was made that technical risk, operating risk and reputation risk, the specific risk of e-commerce finance should be controlled strictly.

Copyright

© 2014, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Huang Lingling
AU  - Zhao Yuan
PY  - 2014/12
DA  - 2014/12
TI  - Research on the development and risk control of e-commerce finance in China
BT  - Proceedings of the 2014 2nd International Conference on Advances in Social Science, Humanities and Management
PB  - Atlantis Press
SP  - 518
EP  - 522
SN  - 2352-5398
UR  - https://doi.org/10.2991/asshm-14.2014.144
DO  - 10.2991/asshm-14.2014.144
ID  - Lingling2014/12
ER  -