Proceedings of the 2014 2nd International Conference on Advances in Social Science, Humanities and Management

Research on the development and risk control of e-commerce finance in China

Authors
Huang Lingling, Zhao Yuan
Corresponding Author
Huang Lingling
Available Online December 2014.
DOI
https://doi.org/10.2991/asshm-14.2014.144How to use a DOI?
Keywords
E-commerce, E-commerce finance, SMEs, risk control
Abstract
Information asymmetry and poor financial conditions caused the financing problems of small and medium enterprises (SMEs) in china. The produce and development of e-commerce finance reduced the information asymmetry between supply and demand of capitals, and offer the chance to SMEs active in e-commerce platform the chance to get loans in low interest rates. In this article we investigated the development of e-commerce, summed up the background and development of e-commerce finance, the evidence indicates that e-commerce and e-commerce finance play an important role in China’s economic; then, we compared the similarities and differences of finance transactions between different platform, we found that the characteristics of e-commerce finance related to the e-commerce business model; finally, risk control of e-commerce finance was discussed in later, a conclusion was made that technical risk, operating risk and reputation risk, the specific risk of e-commerce finance should be controlled strictly.
Open Access
This is an open access article distributed under the CC BY-NC license.

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Cite this article

TY  - CONF
AU  - Huang Lingling
AU  - Zhao Yuan
PY  - 2014/12
DA  - 2014/12
TI  - Research on the development and risk control of e-commerce finance in China
BT  - 2014 2nd International Conference on Advances in Social Science, Humanities, and Management (ASSHM-14)
PB  - Atlantis Press
SN  - 2352-5398
UR  - https://doi.org/10.2991/asshm-14.2014.144
DO  - https://doi.org/10.2991/asshm-14.2014.144
ID  - Lingling2014/12
ER  -