Research on the development and risk control of e-commerce finance in China
Huang Lingling, Zhao Yuan
Available Online December 2014.
- https://doi.org/10.2991/asshm-14.2014.144How to use a DOI?
- E-commerce, E-commerce finance, SMEs, risk control
- Information asymmetry and poor financial conditions caused the financing problems of small and medium enterprises (SMEs) in china. The produce and development of e-commerce finance reduced the information asymmetry between supply and demand of capitals, and offer the chance to SMEs active in e-commerce platform the chance to get loans in low interest rates. In this article we investigated the development of e-commerce, summed up the background and development of e-commerce finance, the evidence indicates that e-commerce and e-commerce finance play an important role in China’s economic; then, we compared the similarities and differences of finance transactions between different platform, we found that the characteristics of e-commerce finance related to the e-commerce business model; finally, risk control of e-commerce finance was discussed in later, a conclusion was made that technical risk, operating risk and reputation risk, the specific risk of e-commerce finance should be controlled strictly.
- Open Access
- This is an open access article distributed under the CC BY-NC license.
Cite this article
TY - CONF AU - Huang Lingling AU - Zhao Yuan PY - 2014/12 DA - 2014/12 TI - Research on the development and risk control of e-commerce finance in China PB - Atlantis Press SP - 518 EP - 522 SN - 2352-5398 UR - https://doi.org/10.2991/asshm-14.2014.144 DO - https://doi.org/10.2991/asshm-14.2014.144 ID - Lingling2014/12 ER -