Proceedings of the 2014 2nd International Conference on Advances in Social Science, Humanities and Management

Research on the development and risk control of e-commerce finance in China

Authors
Huang Lingling, Zhao Yuan
Corresponding Author
Huang Lingling
Available Online December 2014.
DOI
https://doi.org/10.2991/asshm-14.2014.144How to use a DOI?
Keywords
E-commerce, E-commerce finance, SMEs, risk control
Abstract

Information asymmetry and poor financial conditions caused the financing problems of small and medium enterprises (SMEs) in china. The produce and development of e-commerce finance reduced the information asymmetry between supply and demand of capitals, and offer the chance to SMEs active in e-commerce platform the chance to get loans in low interest rates. In this article we investigated the development of e-commerce, summed up the background and development of e-commerce finance, the evidence indicates that e-commerce and e-commerce finance play an important role in China’s economic; then, we compared the similarities and differences of finance transactions between different platform, we found that the characteristics of e-commerce finance related to the e-commerce business model; finally, risk control of e-commerce finance was discussed in later, a conclusion was made that technical risk, operating risk and reputation risk, the specific risk of e-commerce finance should be controlled strictly.

Copyright
© 2014, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 2014 2nd International Conference on Advances in Social Science, Humanities and Management
Series
Advances in Social Science, Education and Humanities Research
Publication Date
December 2014
ISBN
978-94-62520-43-1
ISSN
2352-5398
DOI
https://doi.org/10.2991/asshm-14.2014.144How to use a DOI?
Copyright
© 2014, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

TY  - CONF
AU  - Huang Lingling
AU  - Zhao Yuan
PY  - 2014/12
DA  - 2014/12
TI  - Research on the development and risk control of e-commerce finance in China
BT  - Proceedings of the 2014 2nd International Conference on Advances in Social Science, Humanities and Management
PB  - Atlantis Press
SP  - 518
EP  - 522
SN  - 2352-5398
UR  - https://doi.org/10.2991/asshm-14.2014.144
DO  - https://doi.org/10.2991/asshm-14.2014.144
ID  - Lingling2014/12
ER  -