Determinant: Efficiency and Financial Performance Of Islamic Commercial Banking in Indonesia
- 10.2991/aer.k.201221.093How to use a DOI?
- Internal Factor, BOPO, Return on Asset, Islamic Commercial Banking
The purpose of this study was to determine the effect of internal factors on efficiency with BOPO and their impact on the financial performance of Islamic commercial banks. The variables tested in this study are Total Assets, Capital Adequacy Ratio, Financing to Deposit Ratio, Non-Performing Financing, Operational Costs, Net Profit Margin, Efficiency as proxied by BOPO, financial performance is proxied by Return on Assets. The type of research used is explanatory research. The research sample is Sharia Commercial Banks that are listed in the OJK for the period 2014-2018. The analysis technique used is PLS SEM with the analysis tool WarPLS 6.0. The findings of this study indicate that Total Assets, Non Performing Finance, Operational Costs, Net Profit Margin have a positive effect on BOPO, Net Profit Margin has a positive effect on Return On Assets, BOPO has a negative effect on Return On Assets.
- © 2020, the Authors. Published by Atlantis Press.
- Open Access
- This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).
Cite this article
TY - CONF AU - Erwin Yudiansyah AU - Ruhadi PY - 2020 DA - 2020/12/22 TI - Determinant: Efficiency and Financial Performance Of Islamic Commercial Banking in Indonesia BT - Proceedings of the International Seminar of Science and Applied Technology (ISSAT 2020) PB - Atlantis Press SP - 566 EP - 573 SN - 2352-5401 UR - https://doi.org/10.2991/aer.k.201221.093 DO - 10.2991/aer.k.201221.093 ID - Yudiansyah2020 ER -