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1612 articles

Discussion on the Risk and Supervision Path of Internet Financial P2P Network Loan Model

Dielin He
In the context of Internet finance, the application of P2P network credit model has been paid more and more attention. However, during the practical application, there are more operational risks and it is difficult to improve the security of financial lending mode. Therefore, during the practical application,...

Construction of humanized management model of College Textbooks

Genlian Zhang
Teaching material management is an important part of teaching management in Colleges and universities. It has been ten years since colleges and universities have implemented the complete credit system. It is necessary to construct a new model of teaching material management for facing the new situation....

The Impact of Financial Intelligence on Commercial Banking from the Perspective of Transaction Cost

Zhaoyi Xu, Xinyu Cheng
Based on the transaction cost from the perspective of financial intelligence influence for commercial banks, analyzes the transaction cost of commercial banking business, including financial intermediation costs, operating costs and management costs of credit market. In the field of asset management,...
Proceedings Article

Analysis of Product Competitive Factors in Agricultural B2C Platform Based on Factor Analysis

Zhangyuan Xiong, Hongzhi Yu, Lulu Liu, Fucheng Wan
Based on factor analysis, this paper study on the current product competitive factors in agricultural B2C platform. By analyzing the data that is the sales of commodities, price, number of popular, shop credit rating, and evaluation of commodity, and explore the factors of commodity competitiveness,...
Proceedings Article

Credit Risk Evaluation Using ES Based SVM-MK

Liwei Wei, Ying Zhang, Mochen Liu, Qiang Xiao
Under the background of big data recent studies have revealed that emerging modern machine learning techniques are advantageous to statistical models for credit risk evaluation, such as SVM. In this study, we discuss the applications of the evolution strategies based support vector machine with mixture...

Research on the Internal Control of Guarantee Company

Liuyang Fu
Guarantee companies, as emerging non-bank financial entities under the international economic development, are recognized as a high-risk industry. As a platform for financing guarantee company, Guarantee companies connect firms and banks.It has a far-reaching impact on social and economic development,...

Thoughts on the Strategy of Green Finance Supporting Rural Revitalization

Wang Bo
China's rural green industry is huge in scale, but its financial supply is obviously insufficient. Under the background of vigorously implementing the strategy of rural revitalization, the development of green finance is just in the right time. At the time the strategy of rural revitalization has provided...

Teaching Reforms Based on College-Enterprise Cooperation

Xucheng Liu, Hongtao Wang, Hui Huang, Yuebang He, Yihong He, Dongyu Yang, Shizhun Jia, Langxiong Xie
The college-enterprise cooperation is an effective method to cultivate innovative and applied talents facing enterprises, achieving the transformation of student status to staff. In this model, the resources of college and enterprises could be exchanged more efficiently to maximize the mutual benefits,...

Research on Credit Scoring Mechanism of P2P Lending Platform

Yonghong Zhang, Miao Xu, Cheng Chen
P2P lending is a financing method suitable for small and micro enterprises. With the development of information technology, P2P lending has become an important aspect of traditional financing research. It is a great challenge for P2P companies to effectively check the borrowers and detect those with...
Proceedings Article

The Talent Cultivation Mode Reform and Graduates' Employment of Bohai University

Xiaoshu Wang, Le Wang
This paper introduces the reform of talent cultivation mode in Bohai University, which including divide students into research orientation and practice orientation, implement complete credit system, separate teaching and examination, implement excellent talent training program, implement ISEC program,...
Proceedings Article

The Credit Risk Pricing with Particle Filter Approach

Her-Jiun Sheu, Chih-Liang Liu
Traditional evaluation of firm’s market value in credit risk analysis could be contaminated by market noises. The purpose of this article is to price the credit risk in the distance to default with particle filter approach. Compared to the traditional methods, the estimate of the distance to default...
Proceedings Article

Signature recognition using conjugate gradient neural networks

Jamal Abu Hasna
SIGNATURE RECOGNITION USING CONJUGATE GRADIENT NEURAL NETWORKS Transforming the input before training yields much lower error, but is more sensitive. Most importantly, we have presented system can vary in security depending on the situation. Uses for such a system range from securing a credit card transaction...