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Fintech not only brings impact to the traditional inclusive finance, but also provides a new direction for its development. There is a synergistic effect between them. This paper selects several fintech and inclusive financial indicators to reflect the order parameter and uses AHM (Attribute Hierarchy...

This study aims to (1) describe the politeness maxims contained in the literacy module of Elementary School (SD) students in the Indonesian Student Competency Assessment (AKSI) application issued by the Ministry of Education and Culture (Kemdikbud), (2) describe the value of character education that...

In twenty years of establishing the foundations of the market economy in Russia, the main problem of innovative development has not been solved - attracting investments for the purpose of sustainable modernization and innovative acceleration. In order to attract investments and services of private business,...

The model of calculation of volume of the materialized knowledge used in an economic system on the basis of the analysis of the used resources and the size of a gross product is provided. The model allowed to calculate return of business assets and intellectual factors and to estimate influence of a...

Study This aiming for know: 1) condition profit operations and levels profitability of BUP PT Pelabuhan Biringkassi Indonesia.; 2) internal and external factors that influence profit operations at BUP PT Pelabuhan Biringkassi Indonesia; 3) effective strategies for increase profit operations at BUP PT...

The article discusses the history of formation Far East organizations of the Party of Socialist-revolutionaries. The influence of the salient features of region and its social structure on the popularity of the party among the local population is studied. The authors examine the activity of the Far East...

Faced with the especially severe economic situation in our country, various advanced technical means are rapidly popularized in the daily life or work of modern social groups, provides new opportunities for the development of various industries, and puts forward development requirements at higher-level...

Investment requires significant consideration of diverse elements, especially for a new product or service in the market. Elude company is one company in the travel industry that presented an app to help people identify areas they can visit based on how much the budget. The paper uses different components...

With increasing international communication in sports field, it is helpful for P.E majors today to be equipped with equivalent level of English capability. And nowadays, the main part of college English teaching has gradually transferred from EGP to ESP. On the analysis of current English teaching situation...

This research examines how regional transfers influence economic growth in South Sulawesi Province, focusing on three primary types of government allocations: the Revenue Sharing Fund (DBH), the General Allocation Fund (DAU), and the Special Allocation Fund (DAK). The study aims to test and provide empirical...

This study investigates: 1) strategies to optimize benefits and mitigate risks in implementing the Distributor Financing (DF) system on PT Semen Tonasa’s cash flow, and 2) the ideal funding amount through the DF system to maximize cash flow projections. Using a qualitative, descriptive analytical approach,...

In a broad sense, construction real number is a constructable real number, relative to the set of some construction methods. This essay mainly focuses on the left numbers in constructive analysis. After introducing the basic context and conditions in Constructive Mathematics, connections between concepts...

The article is devoted to the study of one of the aspects, focused on teaching of the English language. The aspect is “Extensive reading”, which is a discipline, taught at universities in Russia. The authors of the article look into the essence of the discipline and define its integrated nature, expressed...

The goal of this paper is to analyze the marketing and management strategies of Genki Forest, a soft drink company that specializes in health drinks, and to excavate the reasons as to why the company was able to become a unicorn with a history of only five years. This paper will also discuss the characters...

The project is about creating an Arduino based system for tracking food intake that effectively monitors food intake through a mix of hardware and IoT technology. At the center of the system is an Arduino UNO, with a load cell for accurate weight measurement of food, push buttons for user inputs, an...

Under the background of world economic integration, China’s economic exchanges with other countries in the world are becoming closely. As China’s strength on the world stage to enhance, China’s stain is becoming strong. In order to establish China’s image and transmit China’s voice, the construction...

In this experiment, we studied the effects of astaxanthin on the growth and resistance of strawberry tissue culture seedlings under salt stress. The samples were treated with astaxanthin concentrations of 0, 5, 10, 50, 100, 200 mol/L. The results show that there is a rise in content of chlorophyll, ascorbic...

This study investigates the impact of trade policy uncertainty (TPU) on Environmental, Social, and Governance (ESG) investment flows using a dynamic panel data model and monthly data from 15 major economies between 2010 and 2023. Drawing on Real Options Theory and Institutional Theory, we hypothesize...

In order to solve the problem of low temperature damage in strawberry production, 'Benihoppe' strawberry (Fragaria ananassa Duch) was used as a material, so the effects of astaxanthin treatment on strawberry seedlings under low temperature stress was studies. The results showed that compared with the...

Language plays an important role in human life in general, and in communication in particular. Bromley explained that speaking ability is an expression of words. There are receptive (understood and accepted) and expressive (concrete) expressions. Children who speak includes in the category of Expressive...

Based on the rapid development of society, the pace of people’s lives is getting faster and faster. Furthermore, it creates much fragmented time each day—for example, every day on the way to work or school. There may be 20 to 30 minutes of travel time, and if this time is not enough to accomplish something,...

This paper presents the Optimized Design and Performance Analysis of a Graded Impedance Microstrip Low-Pass Filter for 6 GHz microwave applications. The filter is designed using Computer Simulation Technology software and follows a Butterworth response, ensuring a smooth passband with a sharp roll-off....

In this experiment, we studied the effects of astaxanthin on the growth and resistance of strawberry tissue culture seedlings under the stress of heavy metal cadmium. Strawberry seedlings were planted in MS medium supplemented with different concentrations of astaxanthin and with 25 mg/L GdCl2. The results...

Studies into how the younger generation grows up and develops as part of the society are increasingly relevant today. The society influences human beings and their mental conditioning; it defines the point of origin for tracking the changes at this or that developmental stage. Therefore, assertive behavior,...

This study aims to analyze the effect of financial performance and industry characteristics on carbon emission disclosure in companies listed on the Indonesia Stock Exchange (IDX) that have received ESG assessments from Morningstar Sustainalytics. Financial performance variables are measured through...

The concept of digital sports is defined by using the literature method and the field investigation method. The present situation of the digital sports campus construction is as follows: 1. The digitalization of the physical and mental fitness of the teachers and students in the university; 2. The digitalization...

Food safety concerns people’s life and health as well as a nation’s wholesome well-being and its stability. With China's increasing engagement in global agricultural markets, food safety is no longer just a domestic issue—it is now a global one. Facing with the repeated food issues, Chinese government...

Against the background of the new era, China puts forward the strategy of “Healthy China” to establish a strict, efficient and socially co-governed food safety system. Guided by the health concept of green low-carbon and circular development, "Eatathome" APP Platform integrates Internet with modern agriculture...

This study uses data from the Food and Agriculture Organization (FAO) of the United Nations to investigate the relationship between agricultural CO2 emission, production, and related socioeconomic factors. First, we gather and process emission and production data, and then organize data based on country,...

Cohesion and coherence are essential elements that have a role in forming structural coherence and coherence of the meaning of discourse texts. The formation of a coherent structure and semantic relationship cannot be separated from using the correct elements of cohesion and coherence, which are marked...

The article analyzes the public health situation in modern Russia, the dynamics of demographic indicators, healthy life expectancy, primary and overall morbidity, disability, infant and working age population mortality. International comparisons of the World Bank, the World Health Organization and the...

The preparation and characterization of anti - blocked composite material consisting of MgSO4·7H2O and KAl(SO4)2·12H2O for thermal energy storage are reported in the present article. The preparation is performed by co-melting method by adding CaCO3 as the anti-blocking agent. The thermal properties of...

This research aims to analyze the application of e-health practices in improving the quality of health services at the Wonokromo Community Health Center, Surabaya. This research uses qualitative methods based on the methods of Howard Lune and Bruce. L. Berg. Information was collected through participant...

This study aims to examine and analyze the effect of sales growth, financial slack, industry type, and managerial ownership on the sustainability report disclosure in companies in the industrial sector listed on the Indonesia Stock Exchange for the period 2021–2023. This research employs a quantitative...

Yakutia is not only the largest region in the world, but also the northernmost area that people have mastered and where they adapted economic activity to their needs (Such a large region, that there are even 13 Arctic territories). Today the economy of the Republic of Sakha (Yakutia) is currently represented...

In recent years, aluminum enrichment in soils is exacerbated. The amount of aluminum exchange in acidic soils directly affects the level of soil acidification. Aluminum toxicity-neutralizing capabilities of the microorganisms that have survived under the aluminum toxicity selection determine the harmfulness...

To obtain a good Cherry preservative, the author prepared mercapto Chitosan and metal ion complexes with solid-liquid reaction. Besides, the Cherry preservative was prepared by modified Chitosan materials. It was obtained that the optimal concentration of chitosen acetate for fresh cherries is 10g/l...

The article deals with the problems of development of municipalities in the Russian Federation. In terms of stabilization of social and economic development, effective mechanisms for managing the development of territories are required. It is stated that the activities of local governments in Russia...

Nowadays, more and more people prefer to use online fitness app rather than go to fitness room, when they want fitness. As the product of a combination between the technology industry and the fitness industry, the online fitness app is changing people’s fitness habits from the traditional way. Other...

This paper analyzed the content, distribution, source and background level of PHC in Jiaozhou Bay based on investigation data in April, July and October 1986. Results showed that the PHC contents in surface waters ranged from 0.005-0.122 mg L-1, and were meeting Grade I/II (0.05 mg L-1) and Grade III...

In this study, 17 kinds of vegetables were selected to make a contrast test ina nutrient solution cultured under the condition of 50 mg/L Ce pollution. Lactuca Sativa L., a low enrichment and normal growth, was selected by soil experiment to analyze the accumulation of Ce and its physiological and biochemical...

This study was conducted with the aim of determining the relation- ship between the issuance of green bonds and the increase in the value of com- pany shares in the Indonesian capital market. Using a systematic literature re- view approach, this study collects and compiles various literatures that discuss...

Ensuring management efficiency under uncertainty becomes more difficult and is influenced by many factors. Human factor and the relevant functions also play a significant role in management. At the same time joint stock society management has its own specific aspects. We have conducted a cross-cutting...

This research analyses the performance of learning process output at XYZ University for the period 2022/2023 with an operational management approach. The main focus of the research is to evaluate performance using key performance indicators, such as Grade Point Average (GPA), length of study, and student...

This study investigates the impact of environmental strategies and stakeholder pressures on sustainability-driven business transformation in, resource-intensive Indonesian industries, such as energy, mining, manufacturing, and maritime sectors, within the broader context of the blue-green economy, global...

According to the teaching characteristics of environmental engineering in network and information age, one practical innovative teaching mode of professional courses was discussed in this paper. In undergraduate students’ teaching process, the positive role of network and information should be used as...

BIST (Built-in Self-test) modules are an intrinsic part of many applications like microprocessors, micro controllers, multi-processor system and multicore system. The problems in different memory systems affected by stuck-at faults cannot be solved using the standard Built-In Self-Test (BIST) modules....

The issues of poverty and inequality are critical challenges in Indonesia, highlighted by a persistently high poverty rate and elevated Gini coefficient in recent years. These factors threaten the achievement of sustainable development goals. Fiscal policy, particularly through education and health expenditures...

This paper is to present our research results of the efficacy of SW303 in term of inhibiting bacteria growth in concentrated seawater and under the process conditions of seawater recirculating cooling system through the rotating specimen test and the dynamic simulation experiments. For our research purpose,...

In the study, floral buds of two varieties of chinese cherry "Bijie 7", "Zunyi 3" were used for chromosome staining as well as karyotype analysis. As the result shows, the chromosome number of cultivated species "Bijie 7" is 32. The karyotype formula is 2n=4x=32=32m, the ratio of chromosome length (L/S)...