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The article discusses the issues of development and implementation of digital technologies in the banking sector in the context of a pandemic. The concepts of “digitalization” and “digital transformation”, which underlie the transformation processes of banking activity, are defined. The authors have...

East Nusa Tenggara (NTT) province in Indonesia, is susceptible to the threat of natural disasters such as earthquakes, tsunamis, floods, landslides, drought, whirlwinds, and fires. This means that all districts in the province are categorized as a disaster-prone area. The results of the preliminary study...

During the current COVID-19 pandemic, State authorities prescribe public health measures to reduce the risk or the rate of infection in the community. Such measures impose restrictions on the freedom of movement and how the public conduct their business such as the lock down order, physical distancing,...

The increasing number of Covid-19 cases in children in Indonesia has caused parents to make more efforts to protect their children. Parents’ knowledge is the domain in the formation of Covid-19 prevention behavior by implementing clean and healthy living behaviors in children. This study aims to determine...

This study is an analysis of andragogy-based counseling via WhatsApp to reduce anxiety during the Covid-19 pandemic. The aim of this study is to analyze the implications of andragogy-based counseling via WhatsApp to reduce anxiety during the Covid-19 pandemic. This study uses a qualitative approach which...

Understanding COVID 19 cluster infection is vital as it evaluates the current situation and serves as the basis of further action in control and prevention strategies. We aim to describe the characteristics of COVID-19 clusters in Malaysia based on location, types, positive percentage, and case fatality...

This research will describe the use of information technology in Guidance and Counseling services during pandemic. The study method used was qualitative with a case study approach. Data were collected through the distribution of questionnaires to 25 junior high school Guidance and Counseling teachers...

The frequency of application of different multi-criteria decision-making methods in business and financial problems is justified by the diversity and complexity of business decisions. The methods enable analysts and decision-makers to assess when making a decision. This research aims to present the contribution...

A conversation between President Joko Widodo and his minister had never been witnessed before. However, during this Covid-19 pandemic, their conversation became something possible to be watched through the Presidential Secretariat's YouTube channel. The conversation can be analyzed through a pragmatic...

Even though SMEs have significantly contributed to economic growth, the COVID-19 pandemic has resulted in many businesses in this sector failing. Therefore, the right strategy is needed so that they can deal with environmental changes. This research will test whether digitalization and innovation significantly...

The aim of this research is to observe the financial distress and fraud reasons towards the indication of fraudulent financial reporting during the 2018–2020 period, that is before and during the occurrence of the COVID-19 pandemic. Fraud reasons consist of pressure, opportunity, rationalization, competence...

Digitalization in the education sector has been massive, especially since the outbreak of the Covid-19 pandemic, which has made the digital genre becomes a new norm in academic discourse in higher education institutions. The aim of this study is to shed some light on how online English language lectures...

This study explores the unique challenges faced by family-run businesses in the cultural tourism sector and analysis the adaptive strategies implemented by Saung Angklung Udjo (SAU), a renowned family-owned cultural attraction in Bandung, Indonesia. Using a qualitative case study approach, the research...

Introduction Bali’s rapid tourism expansion has accelerated land conversion, raising concerns about long-term environmental and societal sustainability. Methods. Four OLS regression models (2014–2025, n=12) integrate Tri Hita Karana with Hartwick’s Rule, using data from BPS Bali, BPN,...

Aimed at the problem that the recognition accuracy of the monocular camera is low, we propose a binocular vision recognition algorithm for action recognition based on HART-Net(Human action recognition networks).Firstly, the left and right views obtained by the binocular camera are matched to obtain the...

Tourism is a business sector that has become a victim of the COVID-19 pandemic. Religious tourism as one part of the growing tourism business, must also experience a downturn. Nevertheless, the unique characteristics of religious tourism make this tourist destination still visited by many tourists during...

Relational Algebra is a procedural language that defines database in terms of algebraic expressions. It is used to explain query execution and optimization in a relational DBMS. However, the tools available to teach the concepts of Relational Algebra are limited. Most of the tools that teach database...

Science learning at the elementary school level in Pariaman is currently dominated by the use of lecture methods in delivering material. This study aims to determine the factors that influence the use of lecture methods in science learning in elementary schools. In order to obtain data, a questionnaire...

In today’s information and data-driven society, it is vital for an informed citizen to have: (i) working competency in quantitative reasoning, and (ii) and general awareness of math – its true nature, role in society, strengths and limitations, and connections with other disciplines. Mathematics appreciation...

The idea of ‘quality of graduates’ as understood in the Higher Education (HE) sector is central to this conceptual piece. HE systems across the world have seen unprecedented levels of transformation as part of their effort to adapt to the conditions brought about by the COVID-19 pandemic. Now that most...

Based on the background of COVID-19, the financial impact of Starbucks was discussed, that is, whether timely measures were taken to restore Starbucks’ financial data to pre-epidemic levels. Through analysis and assumptions, this paper considers that 2020 is the main year affected by the epidemic. Therefore,...

This study explores Japan’s transformation by taking halal tourism as a case study by analyzing Japan’s tourism strategy in targeting Southeast Asian Muslims successfully. The research looks at Japan’s halal business development up to 2019, before the COVID-19 outbreak. The introduction of halal tourism...

This research aims to understand the differences in aerobic endurance between students in urban and rural areas post Covid 19 pandemic. This research is descriptive research using a quantitative approach. The sample used was junior high school (SMP) students in one of the districts in South Sulawesi...

This study explores the development and significance of sustainability reporting practices in Indonesian Non-Governmental Organizations (NGOs). Evaluating NGOs issuing annual reports, it compares their practices with Filantropi Indonesia’s guidelines. Insights from interviews with key NGO personnel reveal...

After the Covid-19 pandemic, the need for hospital infrastructure has become important. The government encourages the improvement of health facilities by opening foreign and local financing opportunities and opening National Health Insurance (JKN) to meet the basic needs of decent public health. The...

Bali as a tourist destination has a great demand by both domestic and foreign tourists, has not been spared from the exposure of Covid-19 which has caused people to lose their sources of income and many businesses closed down due to inability to survive the pandemic. Since 2021 the government has reopened...

Business and technology are interdependent. Indonesia has recently stepped into the “Society 5.0” age. Technology now permeates every facet of existence. Because of this, societies need to be prepared to use breakthroughs from the Revolution 4.0 period to address a variety of issues. The Society 5.0...

They are continuing the previous research about analyzing the perception of the students’ academic workload from online learning in the odd semester of the 2021 Typography course because of a change in the Independent Learning Program – Merdeka Campus (MBKM) curriculum which the Minister of Education...

Under the background of information technology deeply enabling education, virtual and distance education is reshaping the global language teaching pattern. The global spread of COVID-19 has accelerated the process of digital transformation of education, and the field of language teaching is characterized...

With the outburst of pandemic, the global economy is under influence, especially China’s economy with its strict pandemic policies. An important section, real estate section, is impacted significantly. China’s real estate market holds a paramount role in China’s economy with its multiple utilities and...

Differentiated learning is an educational approach that seeks to accommodate the different needs of students by adapting teaching materials, methods, assessments, and learning environments to create personalized learning experiences. It aims to support all students in reaching their full potential by...

Our country has entered the era of whole-process consulting and management after “the Opinions of the General Office of the State Council on Promoting the Sustainable and Healthy Development of the Construction Industry” (No. 19 [2017] of the General Office of the State Council) [1] proposed to cultivate...

Kulai chili (Capsicum annuum L. var. Kulai) is a key horticultural crop in Malaysia, valued for its high yield potential and importance to local cuisine and livelihoods. However, domestic production falls short of national demand, resulting in significant imports and underscoring the need for more sustainable...

This study explores the impact of virtual exchange (VE) models on intercultural competence. It mainly focuses on the telecollaboration, e-tandem and collaborative online international learning (COIL) models, which are typical VE models. After the outbreak of COVID-19, higher education institutions refocused...

In recent years, community canteens have been widely used in major communities to provide healthy and convenient catering services for people in the community. However, there is no online management ability, so creating a community canteen website that can be manipulated online is crucial. Therefore,...

Additive manufacturing (AM) has expanded significantly in recent decades as a result of considerable advancements in laser technology and metal powder fabrication. It enables the quick production of near-net-shape designed parts from a digital CAD file without the need of dies or moulding. Nevertheless,...

Aiming for the reduction in carbon emissions there is a widespread increase in Electric Vehicles. This develops the urge to build fast charging stations. Construction of fast charging station can create strain for the electricity grid. Integration of renewable energy source in the Electric Vehicle Fast...

The banking industry plays a very important role in improving people’s welfare and Indonesia’s economic growth. The value of Bank KBMI 4’s return on assets (ROA) appears to have fluctuated over the last six years. The 2020 COVID-19 pandemic had a significant impact. This research aims to partially and...

The purpose of this study is to understand the implementation of constructivist learning in bold learning at the PPKn Study Program, Muhammadiyah University of Ponorogo. This study uses a descriptive approach with qualitative research methods. A descriptive qualitative approach, namely describing the...

The pattern of media consumption in Indonesia has recently become more complex with the advent of the internet. Generation Z or Gen Z is the most technologically literate group of people today and is the youngest generation with an age range of 10-24 years. The aim of this study is to determine the components...

Based on the huge impact of the COVID-19 outbreak on the world economy, this paper examines the financial analysis of the new coffee industry under the current pandemic. Here we take Starbucks, the representative of the coffee industry, as an example, adopts data collection method, comparison method,...

Cytokine release syndrome (CRS) has been increasingly recognized in various conditions including the coronavirus disease 2019 (COVID-19). It is not only associated with systemic inflammatory symptoms, but also hematological complications such as coagulopathy. CRS can affect various components of the...

The paper aims to describe revitalization of strengthening character education limited face to face learning during the covid-19 pandemic. It was conducted at SMA Maarif NU Pandaan, Pasuruan Regency, East Java with qualitative approach and descriptive research type. The research subjects were Principal,...

Education in Indonesia, both formal and non-formal, all used online learning during the Covid-19 pandemic. Students who take online learning feel bored with monotonous learning activities, have difficulty understanding the subject matter, feel less able to manage time, feel less able to regulate themselves...

Education in Indonesia continues to run during the Covid-19 pandemic. During the pandemic, learning was carried out online. The success of online learning during the pandemic is supported by interactions between the school (teachers) and parents. The form of interaction in question is communication and...

Covid-19 is a virus that transmits rapidly from one person to another, one of which is in public facilities such as traditional market. This study aims to analyze factors related to mask use obedience behavior on traders and buyers in the Mongging Market Based on the Health Belief Model. This is a quantitative...

Tourism is one of the key pillars supporting Bali’s economy and due to the COVID-19, it was facing a major drop. However, starting on April 1st 2022, Bali is opening for inbound travelers with a more relaxed COVID-19-related regulation as a part of border opening in the Southeast Asian country after...

With the emergence of the Covid-19 pandemic, people have been forced to adapt to a “new normal” lifestyle. Working from home, virtual learning, lockdowns, quarantines, and required face mask wearing in public are all part of the new normal. In March 2020, many countries in the world went into lockdown...

This research has examined the Qur’an’s protection against new born disposal in the modern age of COVID-19 studies by looking at instances on TVOnesnews.com YouTube channel. Then, it explained the comments and responses of netizens to those videos in the period of COVID-19, which was written by the thought...