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The purpose of this study was to verify the influence of Mobile Money Adoption and Usage (MMAU) and Digital Consumer Protection (DCP) on Financial Inclusion (FI) among Financial Technology users in Indonesia using the Diffusion of Innovation (DOI) theory and Restricted Access / Limited Control (RALC)...

With the rapid development of e-commerce industry in today's society, so that Internet consumption gradually become a modern shopping trends, and has become one of the schedules of people today an important part of life. Talented Students As the power of social development, because of its relation to...

By using qualitative approach, this research intends to list the potential of tourism destination in the coast of Bangka island that is in North Minahasa Regency, North Sulawesi Indonesia. From the discussion above it can be concluded that the Bangka island has seven potential coasts that can be integrated...

The purpose of this research was to determine how much the influence of each independent variable (agility, speed and self-confidence) toward dribbling ability. This research used quantitative correlational methods with descriptive approaches through path analysis. The sample in this research were students...

Based on the current situation of live broadcast marketing course, this study takes teachers and students in vocational colleges as the survey object, and uses principal component analysis (PCA) method to analyze the key factors affecting the satisfaction of live courses in higher vocational colleges...

With the continuous development of digital technology, the application of electronic documents(e-document) has also penetrated into various industries. Electronic document is the best alternative for paper documents, and various industries can better assist in the storage and transmission of data through...

Access to Justice is one of the basic rights of every Indonesian citizen guaranteed and protected by the Constitution (UUD 1945) as stated in Article 28 D paragraph (1) and Article 28 I paragraph (1). In addition, in the era of network society. With the authority and functions inherent in it, the Constitutional...

With the rapid advancement of artificial intelligence, the requirements for computational thinking and human-computer collaborative literacy are increasing. However, the traditional “teacher-student” binary structure struggles to facilitate personalized guidance, while existing digital tools often lack...

This study aimed to develop an Outcome-Based Digitized Intervention Material (OBDIM) for Mathematics 5, focusing on the least-learned skill: Finding the Greatest Common Factor (GCF) and Least Common Multiple (LCM). The development involved validation by content and usability experts, using Kotobee Author...

This research aims to develop E-worksheet based on STEM integrated Problem-Based Learning (STEM-PBL) and to determine the level of feasibility of E-worksheet, the effectiveness of E-worksheet on students’ problem-solving abilities, and students’ responses. E-worksheet development uses the ADDIE model....

This research analyzed the complexities of human characters as represented through RPG games. As a case this research used an RPG game entitled Devil May Cry. In specific the data were taken from two main characters in the game, Dante and Vergil, who were identical twins. Both characters were antagonists...

The purpose of this study was to verify the relationship between financial literacy and financial inclusion using the DOI and RALC theoretical approaches. In the use of financial technology in Indonesia. The data used is primary data obtained by distributing questionnaires through google form. Data analysis...

In recent years, interest in the development of the Arctic territories in scientific literature has significantly increased, due to the new industrialization of the polar areas, based on large-scale projects for the extraction of hydrocarbons. At the same time, the issues of sources of financing such...

The problem of development of depressive regions is extremely urgent in modern conditions. It is explained by the fact that due to unfavorable development factors in these regions, it is most difficult to ensure economic and social growth, to carry out infrastructure development, to attract external...

Local wisdom is a community tradition that can produce an experience of its own and is not necessarily experienced by other communities. One form of local wisdom of Jambi Malay is the marriage custom, namely Seloko, which is a form of old literature known as the oral tradition that is produced, disseminated...

The Ministry of Education and Culture of Republic of Indonesia recently modified “Profil Pelajar Pancasila” measurements in Merdeka Curriculum in an effort to provide 21st century capabilities in education. Today’s curriculum is simultaneously improved in all areas, particularly thanks to the Project...

Based on the Queuing theory and Cellular Automaton model, we design a three-dimensional toll plaza model that has two decks to reduce the congestion and increase the throughput. In order to describe its structure more clearly, we draw the stereo model and plans of it by using Pro/E and CAD. VISSIM has...

Google released the Android 4.3 operating system on July 25, 2013.It ends the situation of manufacturers’ alone definition to Bluetooth 4.0, and supports low-energy technology. With the help of integrated chip CC2540 and mobile application, a low-power and smart Bluetooth scale is realized. Using the...

Learning media cannot be separated from technological developments as a teaching and learning aid to achieve learning objectives. The use of interactive multimedia looks more attractive because there is a visualization of the material displayed so that students can understand it easily. This research...

This present study was aimed at describing and interpreting the teaching module or modul ajar (MA) developed by senior high school teachersin Surabaya in terms of the systematics of every component of the MA. Modul Ajar is a document containing learning objectives, learning activities, learning media...

This study aims to develop an English Language Electronic teaching material model for five class in elementary schools based on whole language approach. Using the whole language approach, overall language teaching an integral part of four language skills which include reading, speaking, listening and...

E-commerce or nothing in 21st century. Nowadays, E-commerce has penetrated into every managerial field. Yet the reverse logistics has already been a great barrier for the further development of E-commerce .However, opportunities abound in the Reverse logistics market as well.To beginning with, this paper...

This research is a development research that produces integrated teaching materials with the Sibelius 7 application as an effort to optimize multi-cultural art (music) learning based on learning outcomes. The use of the application is certainly an alternative to fulfill the artistic competence of students...

The purpose of this article is to explore the implementation steps, effects and problems of scenario simulation teaching method in the course of Customer Relationship Management, so as to provide a new mode and method for the teaching of e-commerce and other specialties. Through the research, the following...

This study aims to determine and describe the SWOT Analysis (Strength, Weakness, Opportunity, and Threat) Implementation of E-Learning during the Pandemic Covid-19 at State Vocational High Schools. Data collection was carried out by questionnaire and documentation. Data were analyzed by using SWOT analysis....

With the development of the Internet, it is an inevitable result that TikTok has become more and more famous. And it has an inevitable connection with business. As a short video platform, TikTok has countless e-commerce opportunities and consumers. Starting from the impact of TikTok on merchants and...

With the continuous development of network technology, more and more people are fond of shopping online, the popularity rate of shopping online with the mobile devices is also increasing. However, consumers' trust has become one of the main factors hindering the mobile e-commerce development. In this...

With the development of web 2.0 technology, knowledge sharing via E-Learning 2.0 has become important in enterprise. Evaluation of knowledge sharing as a reference of knowledge management can effectively reflect the company's business objectives and strategies. This paper proposes the evaluation method...

College students’ mental health problems become a popular topic in higher education these days. Professional mental help-seeking behaviors are significant to college students’ mental health. There are many existing pieces of research about influencing factors on college students’ mental help-seeking...

Based on the preliminary study of the employees of PT. Logitech Saptanugraha through interviews, it was obtained an explanation that employees complete their duties only as limited as their responsibilities without paying attention to other aspects. This research is an observational analytic study with...

The construction industry faces growing pressure to reduce its environmental footprint while meeting the needs of urban growth and infrastructure development. This paper critically examines sustainable practices in construction, focusing on how policy, technology, materials, processes, and governance...

The paper considers the specifics of marketing activities in the Internet space, identifies expert assessments of the development trends of digital communication tools and the main trends in communication activities for 2019-2020 and formulates promising research tasks in the field of Internet marketing.

A teaching method comprises the principles and methods used by teachers to enable student learning and it also has a significant role in learning activities. In education, we will find many kinds of it. One of them that still used by the teachers is question and answer method. Based on the previous researches...

A Moodle is the commonly used LMS globally, with almost 87.3 thousand installations representing over 73 million users as well as their track record is proven sustained and successful use by large-sized universities. Moodle LMS is the most comprehensive and widely used e-learning system with a multilingual...

Computer-mediated communication patterns have revolutionized traditional interpersonal communication. This study investigates gender differences of self-disclosure in face-to-face communication and e-mail usage. 297 Chinese students were included in the study. Participants completed a questionnaire regarding...

This research mainly focuses on: (1) the development of Realistic Mathematics Education (RME), (2) improving the effectiveness of Mathematics learning with the application of RME, and (3) constraints and solutions in the implementation of RME for primary schools prospective teachers. This research was...

The article presents the numerical algorithm of solving the optimal management problem for a regional economic system adjusted for demographic dynamics in the conditions of scientific and technical and socio-educational progress. Based on the model of a regional economic system, the optimal management...

The goal of this study is to develop android-based learning multimedia in the subject of electric lighting installations at the Electrical Power Installation Department Vocational School. Mastery of this competence is important for students as one of the requirements for graduation and a provision in...

Rural logistics is a weak link in China’s logistics development system, with inadequate supporting infrastructure, a low utilization rate of information technology, and insufficient cross-industry integration, which hinders the sustainable development speed and service quality improvement of rural logistics....

The transition towards a sustainable workforce is imperative in addressing contemporary environmental challenges. This article explores the integration of green economy principles with the development of green employability skills to foster sustainability in the labor market. Utilizing a literature review...

This research aims to analyze the value system as the determinant of women leader’s decision making. Qualitative approach was used, with case study research type. The data were collected through observation, thoughtful interview and documentation. Data analysis technique used interactive analysis model...

Augmented Reality (AR) is a medium that can be used to help visualize abstract concepts so they are easy to understand. The purpose of this research is to find out research trends related to AR in Chemistry Learning. The method used is Systhematic Literatute Review. The data collection technique used...

Objective To dig into college students` Love Attitude and supply a reference for Quality education and Marriage-counseling in universities. Method To carried out experiments on 193 students from Hefei University on the basis of revised The Chinese Version of Revised the Love Attitude Scale and the Associative...

Entrepreneurship is a socio-economic institutional system that harmonizes private and public interests under regulations established by law. In response to modern economic, geographic and political challenges, the study of entrepreneurship has become an urgent issue due to the possible use of its feature:...

In recent years, with the contribution of Apple Inc., Google and Microsoft, mobile operating systems have made mobile phones much more useful and interesting than ever. Main mobile manufacturers tend to share the technology on mobile operating system to gain competition power, so are the telecom operators....

With the rapid development of digital technology, E-teaching has become a new task of vocational college. The outbreak of COVID-19 has promoted the rapid development of online courses, and also made the quality monitoring of online teaching a new problem to be solved. Based on the analysis of the traditional...

The demand of the students to study in overseas, IISMA/ IISMAVO program is one of the answer, this is the second year of this program which is followed more than one thousand and five hundred students from undergraduate and vocational (Polytechnic) This study is to know and to observe what and how task,...

Breastfeeding is an activity that a mother must do for her child. The correct way of breastfeeding is the process of breastfeeding by adjusting the position of the mother and baby so that they feel comfortable and the milk comes out smoothly and has good quality. The smoothness of the breastfeeding process...

This study aims to: (1) Develop e-Booklet base on Hair Trimming Video for Blended Learning, (2) to examine the optimization of blended learning learning models using e-booklet and hair trimming videos. This type of research is development research using the Borg & Gall model combined with the blended...

Culture is one of the national identities so it is important to be preserved throughout time. Cultural preservation can be carried out through activities of integrating culture in learning. Facts in the field show that teachers have not deliberately integrated culture into the learning process due to...