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In order to speed up the construction of online open courses and platforms suitable for practical training, we established a WeChat public platform based on the WeChat service platform, which integrates teaching management, micro-class, learning, innovation and competition. The platform fully embody...

Intellectual property (short for IP) pledge and P2P online lending, the two online financing methods, can effectively alleviate the problem of financing the transformation of scientific and technological achievements. It is because they develop the value of the borrower’s intellectual property rights...

Sustainable Development Goals (SDGs) are a global responsibility for every country, aiming to address discontinuities in social, economic, and environmental development. In Indonesia, the implementation of SDGs involves government agencies, organizations, and the private sector. People’s credit banks,...

The credit risk analysis is important in finance and credit management and has the characteristics of profound theories and lots of model, so that it is difficult in understanding to students. By using Situational Method and the powerful data analysis functions of Excel, the abstracted theoretical knowledge...

Deal on credit, namely margin trading has developed rapidly in recent years, which serves as an opportunity and a challenge for the capital market in China. Although the State Council, China Securities Regulatory Commission, and the exchange made a series of institutional arrangements for margin trading,...

This essay investigates the credit card market of college students in Xianning city by using descriptive statistics, contingency table correlation analysis and binomial classification logistic regression analysis to analyze the degree of credit card, the number of online shopping, monthly living expenses,...

Sharia compliance statements disclosure in accounting of Islam can be the answer to the question of the sharia of the Islamic bank transactions, for this to be a doubt moslem societies. This research aims to develop a form of sharia compliance disclosure statements that shows accountability to God and...

Replacing deposits with credit scores is being applied in an increasing number of services, including bicycle rental, apartment rental and hotel accommodation services. Whether and why individuals’ trustworthiness levels improve after the implementation of credit scores needs to be resolved. This paper...

In order to reduce the risk of the buyers' purchase and avoid the problems of future returns and replacement after purchase, we need to sort out the credit of the seller of the electricity supplier to implement different purchase risk control strategies. Based on the principal component analysis and...

In order to test the credit village mode can effectively regulate the behavior of the borrower's moral hazard, in this paper, by establishing a dynamic game model, the traditional mode of borrower credit loans and credit village funds use behavior selection are analyzed. The results show that the credit...

Digital Inclusive Finance (DIF) has improved the convenience and efficiency of financial services, reduced banks’ operating costs, and promoted the stability of commercial banks. This study aims to explore the impact of DIF on credit risk in Chinese commercial banks. An empirical analysis is conducted...

Distance Learning is an educational system with a broad reach not limited by space and time. At the beginning of 2020 or more precisely in March 2020, all education units in Indonesia implemented the Learning at Home program, or Distance Learning, since the Covid-19 Virus was declared to have entered...

This research aims to develop a Flexible Financial Planning Web-based application For Indigenous Village Communities at Village Credit Institution (LPD) in Badung Regency, Bali. This research is a continuation and refinement of previous research results. This stage includes: revision to be more flexible,...

industry chain financing is a new choice to effectively solve the difficulty in financing by Chinese small and medium enterprises. Since industry chain financing focuses on industry chain to implement various financial services, small and medium enterprises in the upstream and downstream of the industry...

As for formulation problems in the research is any influence of utilization of active in credit channeling special and simultaneous concerning capital adequacy at PT. Bank of not Sumatra Branch of Iskandar Muda Medan. In the study used techniques of data collection studies, that documentation related...

In recent years, Chinese institutions of higher learning actively carry out entrepreneurship education, but there is still a certain gap compared with the international leading countries in entrepreneurship education. In order to provide inspiration for the development of entrepreneurship education in...

Working capital management is central to corporate finance, directly affecting cash flow stability and market competitiveness. Taking S Company, a cosmetics and personal care enterprise, as the research subject, this paper analyzes its working capital management from 2019 to 2023 based on value chain...

Small and medium-sized enterprises (SMEs) in Jilin province play an important role in economic development, but its own development faces financing difficulties. In this paper, by analyzing the present situation and exploring the reason, it proposes that we should be taken to strengthen the financial...

Financial leasing not only satisfies the financing needs of some small and medium enterprises, but also provides a good investment channel for many potential investors. With the continuous development of this industry in recent years, the government's supporting public service policy and the management...

Banks are financial institutions whose activities are to collect funds from the public in the form of deposits (saving deposit, demand deposit, and time deposit) and distribute them to the public in the form of credit or other forms. Deposits are an alternative for customers because the interest offered...

The global financial crisis, caused by the pandemic, has taken on a scale unparalleled in previous crisis periods. Our assessment of the impact of this crisis on the economy is associated with high uncertainty of economic consequences. The most vulnerable to this crisis were countries with a high level...

Due to the information asymmetry between the bank and the customers, the customers are faced with the information security risk of personal information disclosure. Meanwhile, the bank is also being challenged with the credit risk that may appear at any time. Thus, it would lead to increased operation...

Since the “double carbon” goal was proposed, a series of deployments have been made at the national level to accelerate the development of green finance in order to realize the path of carbon peak and carbon neutrality. In the green financial system, green credit is a very important form of finance....

This paper aims to provide information on renewable energy program in Indonesia a case of Indonesia Domestic Biogas Programme (IDBP/BIRU), the actor, existing funding (credit) mechanism, the elements, types and information about the benefits of the program. BIRU is the first program on Renewable Energy...

Based on the epidemic model and complex network theory, this paper discusses the impact mechanism of risk information spreading and its lag on the associated credit risk contagion. The results of the study show that the lag of risk information do not affect the stability of risk equilibrium. Moreover,...

With the development of the Internet financial, the number of the P2P network platform is increasing rapidly, however the problem of the P2P platform is also a increasing trend in the meantime.After investigating its reason, individual credit risk is the main factors of problem platform. For the personal...

Evaluate the enterprise quality credit with the method of grey correlation analysis and TOPSIS. Determine the main evaluation indicators of enterprise quality credit according to the quality credit definition proposed by GAQSIQ. Introduce the grey correlation analysis and TOPSIS method to the evaluation...

Supply chain finance, as a core financial innovation model to alleviate the financing difficulties of small and medium-sized enterprises (SMEs) and enhance supply chain coordination efficiency, the accuracy of its credit risk assessment directly determines the safety and sustainability of financial services....

China used to prioritize high-speed expansion, but in recent years, high-quality development has replaced it. To better achieve these economic development objectives, China’s monetary policy framework is transitioning from a quantitative to a price-based approach. Small and medium-sized enterprises (SMEs)...

This study aims to analyse the response of inflation to changes in interest rates in Indonesia, thus analysing the inter-relations between the two variables. The analysis uses the Granger Causality Test and Impulse Response Function approach to monthly time series data for the period January 2014 to...

The Coronavirus pandemic impacts Indonesia’s economic activity and increases bank loan default risk. Therefore, the Financial Services Authority regulates the provisions for restructuring credit facilities for debtors directly or indirectly affected by the pandemic. This study is to analyze the profile...

Green finance has emerged as a key mechanism for harmonizing economic growth with environmental sustainability, especially in emerging economies facing both development pressures and environmental constraints. This paper explores the contribution of green finance to sustainable economic development through...

The subject of the study is the formation of monetary and financial crises in emerging markets. The author’s classification of crises is proposed, and the main mechanisms for the formation of financial instability are also given. The article discusses the issues of cross-border international capital...

With the rapid growth of online consumer credit products in commercial activities, banks and financial institutions widely employ credit scoring models to assess customers, implementing varying credit limits and policies for different customer tiers in order to mitigate the risk associated with individual...

Rapid technological development is the mark of the 21st century, competent young people are needed to face changing times. The 4C’s (Collaboration, Communication, Critical thinking, Creativity) are skills young people need to be able to face the rapid development of this era. So far there are no 4C’s...

In recent years, the state has strongly supported the development of scientific and technological enterprises. Scientific and technological enterprises occupy an increasingly important position in China's economic development. However, scientific and technological enterprises are in the growth period,...

This article reviews and analyzes the role of access to finance on financing innovation development in developing countries, for that matter Sub-Saharan region. The data collected from the World Development Indicators database of the World Bank cover the period of the ‘New Economy’, and were adequately...

With the rapid development of the Internet, people have become participants and providers of personal goods exchanging and sharing. The development of sharing economy is of great importance to China, which is characterized by its relatively scarce per capita resources, abundant human resources and serious...

Difficulty in financing is a general problem faced by farmers and small and medium-sized agricultural enterprises for a long time because of the lack of guarantees in china. Supply Chain Finance (SCF) is generating much attention as a means of substituting for lower credit availability. For the purpose...

Electronic information industry is the hottest industry in the contemporary economy. With the continuous development of the industry, some problems in the supply chain appear gradually. In order to expand the scale of sales, electronic information industry often produces a large number of credit sales,...

Based on a multi-class support vector machine, an urban real estate early warning model is constructed for the Beijing real estate market. The initial indicator system is established based on the historical development of Beijing's real estate market and the selection of real estate early warning...

Purpose - The purpose of this research is to measure the efficiency technique level of Rural Banks in 2013-2014 by using a Data Envelopment Analysis (DEA) method, by BANXIA software. Design/methodology/approach - The approach used to choose the input and output is intermediation approach. The Input used...

Receivables securitization is a kind of credit asset securitization, which is a financing process to restructure the receivables of enterprises that lack liquidity but have future cash flow to issue marketable securities in the asset pool formed. Since the 20th century, the majority of China’s various...

Freshman admission education is widely carried out in a high coverage, yet it is offered in a simple form and needs to further improve for better effect. In face of a complete credit system, this article acquires a group of freshman admission education data after making a survey on 2015 grade freshmen...

The dynamic and structural features of the population’s credit activity of the Russian Far East and its federal subjects were compared with other federal districts in the period of 2009-2017.Based on the study of the main retail lending markets characteristics of the Far East (consumer and mortgage lending),...

This study aims to look at the effects of credit risk and financial performance on the bank financial distress prediction, in which the bank as a financial institution in the scope of its business of fundraising and lending to debtors is exposed to several risks; the main one discussed in this study...

The manifestation of inflationary processes is directly related to the structure and dynamics of the money supply, as well as its main flows. The growth of the money supply and the velocity and direction of movement of its main streams in the most part due to the functioning of the banking sector as...

This study presents evidence elucidating the complex relationship between private sector development (PSD) and the Financial Inclusion Index (FII) in a transitioning economy. Given that the private sector, a significant driver of growth in Vietnam, is expanding, the research investigates whether this...

The rapid advancement of technology and knowledge has driven significant economic growth, particularly through integrating modern technology into the economic system. This change has led to the increasing need for individuals to enhance their abilities continuously, creating products or intellectual...

ASEAN announced to launch economic community in 2015 for the purpose of establishing a unified market with a huge population of 600 million. China should devote greater effort to establishing China-ASEAN Free Trade Area and the Chinese enterprises need to accelerate the in-depth cooperation with ASEAN...